|
Presented by
Sanford & Sanford |
13 FERNDALE LANE, Palm Coast, FL, 32137 | $588,900
Under contract-accepting backup offers. Move-in ready! The Seller is offering $10, 000 of flex money - closing cost/ rate buy down or off the price! Built by an award-winning builder, this exceptional new construction home seamlessly blends modern elegance with thoughtful design. Offering 3 spacious bedrooms, 2. 5 bathrooms, and a versatile office or den, this home delivers both functionality and style. Step inside to an impressive open layout highlighted by soaring 12’ and 13’ tray and coffered ceilings, luxury vinyl plank flooring throughout, and a striking three-sided electric fireplace. Ceiling fans in all bedrooms and the living room ensure year-round comfort, while designer chandeliers in the foyer and dining area add a touch of sophistication. The gourmet kitchen is a true showpiece, featuring a large center island, quartz countertops, 42" cabinets with crown molding, and premium stainless steel appliances. European-style hanging toilets enhance the sleek, modern aesthetic, and the luxurious primary suite offers a spa-like retreat with floor-to-ceiling tile finishes and a freestanding designer tub. Enjoy outdoor living at its finest on the expansive covered lanai with pavers, an additional pavered patio area, and pre-plumbing for an outdoor kitchen—perfect for entertaining or relaxing. The property will be fully fenced and includes a well for irrigation. Additional highlights include a finished garage floor, paver driveway, exterior stone accents, landscaping, rain gutters, contemporary lighting, and a side-entry garage. Experience the freedom of NO HOA and no CDD. Conveniently located near beaches, shopping, and dining, with easy access to World-Famous Daytona Beach and Historic St. Augustine. Palm Coast offers 19 miles of uncrowded coastline, 125 miles of scenic hiking and biking trails, 15 beautiful parks, championship golf and tennis facilities, and excellent fishing and boating opportunities—everything you need to enjoy the ultimate Florida lifestyle.
Features
- Rooms: 10
- Bedrooms: 3
- Baths: 2 full / 1 half
- Laundry: Laundry Room
- Year Built: 2025
- Garage: 2-car
- Heating: Electric
- Cooling: Central Air
- Approx Sq. Feet: 2,500
- Acreage: 0.23
- Est. Taxes: $650
- Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- MLS#: FC311500
- Days on Market: 165 days
- Website: https://www.raveis.com
/prop/FC311500/13ferndalelane_palmcoast_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Sanford & SanfordSales Associates
508.332.8692
Sanford.Sanford@Raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
13 FERNDALE LANE, Palm Coast, FL, 32137
$588,900
Sanford & Sanford
Sales Associates
William Raveis Real Estate
Phone: 508.332.8692
Sanford.Sanford@Raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $471,120 | $471,120 | $471,120 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.168% | 5.609% |
| Monthly Tax Payment | $54 | $54 | $54 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,675 | $2,822 | $3,818 |
| Total Monthly Payment | $2,821 | $2,968 | $3,964 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388