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One or more photo(s) has been virtually staged. Located in the highly regarded Harbour Club C, this top-floor 2-bedroom, 2-bath condo with a private garage offers a rare blend of long-term value, structural integrity, and an unbeatable waterfront setting. Whether you’re seeking a full-time residence, seasonal getaway, or investment, this well-maintained building provides true peace of mind with fully funded reserves for 2025, building flood insurance, cable and internet included in the HOA, and recent Milestone and Reserve Studies completed. The community is professionally and attentively managed, featuring a full-time on-site maintenance professional and an experienced portfolio property manager, ensuring both the property and finances are exceptionally well cared for. A recent increase in availability reflects several owners choosing to sell around the same time—not any building or HOA concerns—creating a rare opportunity to purchase in this tightly held waterfront community. Recent building upgrades further enhance its appeal and stability.
Inside, this light-filled residence showcases sweeping views of Clearwater Bay from every room, along with a peek of the Gulf. While there is no private balcony, residents enjoy a spacious community dock, ideal for morning coffee or evening wine while watching the sun set over the Causeway Marina. The unit features newer hurricane-impact windows and a recently updated A/C system for comfort and efficiency. While cosmetic updates could further personalize the space, the location, views, and solid construction are already exceptional.
The Neighborhood: Harbour Club C is located in one of Clearwater’s most desirable coastal neighborhoods, surrounded by million-dollar waterfront homes. You’re just minutes from Clearwater Beach, Sand Key Park, and Belleair Beach, with easy access to boutique shops, top-rated restaurants, grocery stores, and local cafés. The area is walkable and bike-friendly, with nearby waterfront parks, marinas, and recreational trails. This is a rare chance to enjoy waterfront living in a well-run, financially sound, and beautifully maintained community.
Schedule your showing today and experience the lifestyle for yourself.
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Our Executive Mortgage Banker:
Our Insurance Division:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $347,920 | $347,920 | $347,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.292% | 5.628% |
| Monthly Tax Payment | $555 | $555 | $555 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,975 | $2,114 | $2,820 |
| Total Monthly Payment | $2,605 | $2,744 | $3,450 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.