3314 FERNLEAF DRIVE, Hernando Beach, FL, 34607 | $159,900

NEW PRICE & NEW PERK of PONTOON BOAT!!! That's right if you purchase property at this new price, seller is giving the boat to buyer. Hernando Beach is a waterfront community that blends laid-back coastal living with convenient access to local services. This is a double-lot offers exceptional value and space compared to the single-lot parcels common in the area, giving you more square footage and wider canal frontage. A solid seawall is in place about 80', along with a permanent dock that can accommodate two boats. in Hernando County, this is a boating and fishing paradise tucked away offering access to open Gulf waters, mangroves, and the pristine Weeki Wachee Preserve directly across the street with thousands of acreage. You will be able to wake up to the sunrising over the lakes from the Preserve and catch west coast sunsets. The town has recently been approved to drive your golf cart around and visit the popular local restaurants and entertainment.

NO HOA or CDD FEES OR DEED RESTRICTIONS! Freedom with options to rent long or short term when you build a house. The property is already has the expensive structures in place that many vacant lots do not include. Pavers were installed three years ago, and the fenced yard includes a wide gate for easy access with trailers or heavy equipment during construction. The lot is approximately 82' x 100'. The property has public water service already brought to the lot corner, complete with an outdoor spigot, an expense that has already been taken care of for you. Soil testing has also been completed, and those reports are available upon request to review. These improvements save you considerable time and money in the building process. The rear of the property faces east toward the beautiful Weeki Wachee Preserve, providing peaceful natural views and stunning sunrises. The front of your future home would face west toward the neighborhood and the Gulf. The canal location offers vessel access to the Gulf; simply navigate to the boat lift, pass through the canal and under an overpass, and you will be on route to open waters. On your way in or out, you can stop at the nearby marina, which offers a bait and tackle shop, ice, boating supplies, and an open-air waterfront restaurant where you can relax with food and drinks.

This property is looking for an owner to build their coastal dream home. You will enjoy your future elevated dream home to overlook the untouched beauty of the Weeki Wachee Preserve, which features lakes and hiking / walking trails. Morning light over the preserve and walk down 6 blocks to the end of Hermosa for unobstructed Hernando Beach sunsets. Hernando Beach is popular among boaters, anglers, kayakers, and wildlife enthusiasts with snook, redfish, plenty of fishing in gulf or mangroves, sights of manatees, dolphins, blue claw crabs, bald eagles, and osprey is part of the marine scenery here. Visit the nearest public beach at Pine Island or Rogers Park for sand, playground.

Looking for paradise however not far from modern conveniences of shopping of the big box stores, Home Goods, TJMaxx, Publix, Walmart are all less than 10 min drive and Tampa International Airport less than an hour, travel easy for residents and visitor. Let's not forget Walt Disney is about 1. 5 hour drive. For those who value serenity, water recreation, and being surrounded by water, sunsets, nature and close to all is how this town was planned. Don't wait to make this yours.

Features

  • Lot Size: Appro x . 82' x 100'
  • Lot Desc: Cleared, Corner Lot, Cul-De-Sac, Level, Near Marina, Oversized Lot
  • View: Water
  • Pet Policy: Cats OK, Dogs OK
  • MLS#: TB8415551
  • Days on Market: 147 days
  • Website: https://www.raveis.com
    /prop/TB8415551/3314fernleafdrive_hernandobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/15/2026 12:47:08 PM)
Listing courtesy of Keller Williams Realty- Palm H   Phone: 727-772-0772

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NMLS Mortgage Loan Originator ID 16953

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3314 FERNLEAF DRIVE, Hernando Beach, FL, 34607

$159,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $127,920 $127,920 $127,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.322% 6.156% 5.415%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $736 $766 $1,020
Total Monthly Payment $811 $841 $1,095

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.