5454 2Nd St, Saint Augustine, FL, 32080 | $650,000

Welcome to beachside living at its finest, just three blocks from the sand and surf and a short bike ride to watch the sunsets over the Intracoastal Waterway. This charming, fully furnished, move-in ready home offers the freedom of no HOA or CDD fees—perfect for storing your boat, beach toys, or even creating the ultimate short-term rental. Whether you're looking for a full-time residence or an investment property, this one checks all the boxes. Originally renovated in 2019, the home features major updates including a redesigned interior, upgraded roof, electrical, plumbing systems and HVAC. The open-concept layout provides a seamless flow from the welcoming living room and dining area to the beautifully updated kitchen, complete with generous storage and workspace. Just beyond the kitchen, a spacious great room with a showstopping coquina accent wall and exposed beams create a warm and inviting coastal retreat. Outdoors, enjoy the screened-in pool and covered patio area surrounded by beautiful mature oak and citrus trees, creating a private, serene setting. The large backyard is fully fenced with plenty of grassy space for a playset, pets, or backyard games. A shed provides extra storage for tools or beach gear, and the screened-in porch is the perfect spot to unwind after a day in the sun. The backyard's layout offers privacy, functionality, and room to truly enjoy outdoor living. Inside, the home includes three bedrooms and two full bathrooms, offering space for families, guests, or remote work. Thoughtful design choices make the most of every square foot, creating a light and airy atmosphere that complements the beach lifestyle. Plantation shutters and woodlike tile throughout the home add a classic coastal touch and enhance both style and function. Located in the Butler Beach neighborhood, this home offers access to a nearby park, a lighted crosswalk for safe walkability to the beach and ramp — one of the rare spots where you can even drive directly onto the beach!

Features

  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 11326
  • Style: Flat,Ranch
  • Year Built: 1959
  • Heating: Central,Electric
  • Cooling: Central,Electric
  • Approx Sq. Feet: 1,445
  • Acreage: 0.26
  • Lot Size: 11326
  • Est. Taxes: $6,269
  • MLS#: 254581
  • Days on Market: 199 days
  • Website: https://www.raveis.com
    /prop/254581/54542ndst_saintaugustine_fl?source=qrflyer
Copyright © 2026  St Augustine & St. Johns County Board of REALTORS Realtor® MLS. All rights reserved
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of St Augustine & St. Johns County Board of REALTORS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Listing courtesy of Herron Real Estate LLC

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5454 2Nd St, Saint Augustine, FL, 32080

$650,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $520,000 $520,000 $520,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.161% 6.120% 5.541%
Monthly Tax Payment $522 $522 $522
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,912 $3,114 $4,180
Total Monthly Payment $3,526 $3,728 $4,794

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.