620 INDIAN BEACH LANE, Sarasota, FL, 34234 | $4,250,000

Under Construction. Welcome to a rare opportunity on Sarasota’s coveted west coast. Situated directly on the bayfront, this home offers sweeping, unobstructed views of Sarasota Bay, the downtown skyline, and the illuminated Ringling Bridge—a view that comes alive at night and dazzles year-round. From your bedroom, living room, or rooftop, you’ll have a front-row seat to breathtaking sunsets, holiday fireworks on the 4th of July and New Year’s Eve, and the ever-changing reflections of the city lights dancing on the water.

Currently under construction, this residence was envisioned as a modern waterfront retreat—one that blends bold architecture with lasting resilience. The structure is built entirely from solid poured concrete, reinforced with deep concrete pilings, and engineered to exceed Florida’s most stringent storm and wind resistance standards, ensuring protection and performance. Built to endure. Built to impress.

The ground floor is elevated 6. 7 feet above water level, offering a strong layer of protection against flooding. Even in extreme conditions, the home is positioned to remain dry. The result is a home that’s as intelligent and durable as it is beautiful.

The layout is thoughtfully designed to showcase the views and elevate everyday living: the first floor features a spacious garage and ample storage for water toys, bikes, and gear—framed by large sliding glass doors that open directly to the bay, bringing in natural light and creating a strong visual connection to the water. The second floor unfolds into an expansive main living area with soaring ceilings, walls of glass, and seamless indoor-outdoor flow. A fully equipped outdoor kitchen makes this level ideal for entertaining against the dramatic backdrop of Sarasota Bay. This floor also includes two bedrooms and a versatile bonus room, perfect for a home office, gym, or media space. The third floor is home to the primary suite, accompanied by two additional bedrooms and another bonus room—each space intentionally positioned to maximize natural light and capture sweeping views. Crowned by a stunning rooftop terrace, the top level serves as your private sky lounge, complete with a second outdoor kitchen, multiple lounge areas, and uninterrupted panoramic views of the city skyline, Ringling Bridge, and nightly waterfront reflections. It’s also the perfect front-row seat for fireworks on the Fourth of July, New Year’s Eve, and beyond.

The most significant and capital-intensive phase of construction is already complete: the structural concrete shell. The home is being built by a high-end custom builder who is ready to continue the project to completion, offering a seamless transition for the new owner. Now is the perfect time to step in and tailor the final finishes to your personal style. Prefer turnkey? The listing broker can provide pricing for full completion as well.

Whether you're seeking a primary residence on the water, a private retreat with skyline views, or a luxury rental investment, this home delivers on all fronts. Its combination of bayfront access, architectural presence, and proximity to Sarasota’s cultural and culinary heart make it truly one-of-a-kind. Waterfront homes with this level of design, engineering, and view are exceedingly rare. The structure is set. The vision is clear. Now it’s time to make it yours.

Features

  • Rooms: 11
  • Bedrooms: 5
  • Baths: 5 full / 1 half
  • Laundry: Electric Dryer Hookup, Inside
  • Style: Contemporary, Custom, Elevated
  • Year Built: 2025
  • Garage: 4-car Driveway, Electric Vehicle Charging Station(s), Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 7,248
  • Acreage: 0.26
  • Est. Taxes: $15,191
  • Lot Desc: City Lot, Street Dead-End
  • View: City, Water
  • Pool: Child Safety Fence, Chlorine Free, Gunite, Heated, In Ground, Lighting, Salt Water
  • Appliances: Bar Fridge, Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Gas Water Heater, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater, Washer
  • MLS#: A4661166
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /eprop/A4661166/620indianbeachlane_sarasota_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/15/2026 8:08:02 PM)

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620 INDIAN BEACH LANE, Sarasota, FL, 34234

$4,250,000

Team AFA - Southport

Luxury Properties Specialist

William Raveis Real Estate

Phone: 203.256.3264

Al@Raveis.com

Jorge L Rivera

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.913.1633

Jorge.Rivera@Raveis.com

NMLS Mortgage Loan Originator ID 12303

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $3,400,000 $3,400,000 $3,400,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.241% 6.007% 5.952%
Monthly Tax Payment $1,266 $1,266 $1,266
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $19,305 $20,112 $28,234
Total Monthly Payment $20,696 $21,503 $29,625

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.