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?Welcome to your peaceful Florida retreat at 16789 SE 69th Lane in Ocklawaha—an inviting 3-bedroom, 2-bathroom waterfront home nestled on two parcels of land totaling 0. 62 acres, with no HOA. Located on the edge of the Ocala National Forest, this property offers immediate access to hiking, kayaking, wildlife viewing, and so much more—perfect for outdoor enthusiasts and nature lovers alike. This beautifully maintained home features 2, 106 square feet of comfortable living space with an open floor plan centered around a spacious great room with a cozy stone fireplace and abundant natural light. The enclosed Florida room offers year-round enjoyment with panoramic views of a peaceful pond, part of a quiet chain of lakes ideal for birdwatching and relaxing. The kitchen combines charm and functionality with warm wood cabinetry, a built-in oven/microwave combo, and a casual dining area. The oversized primary suite is a private haven with a whirlpool tub, tiled walk-in shower with seat, dual vanities, and a generous walk-in closet. Outside, lush landscaping and sprawling oak trees create a shady, park-like setting. Two sheds—a 9x13 and a 12x15—provide extra storage or workshop space, while zoned irrigation keeps the grounds green and thriving. Additional features include a 20KW Generac whole-house generator, roof (2017), water heater (2016), and A/C with heat pump (2018). A spacious garage adds practicality, and with no HOA, you have the freedom to make this property your own. Ideally located just a short drive to Ocala and The Villages, and only an hour from Ormond Beach and Daytona Beach, this home offers the perfect blend of comfort, privacy, and Florida’s natural beauty—whether as a full-time residence or seasonal escape.
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Our Executive Mortgage Banker:
Our Insurance Division:
$307,250
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $245,800 | $245,800 | $245,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.156% | 5.396% |
| Monthly Tax Payment | $326 | $326 | $326 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,396 | $1,472 | $1,960 |
| Total Monthly Payment | $1,797 | $1,873 | $2,361 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.