|
Downtown Punta Gorda living doesn't have to come with a premium price. Now offered at $169, 900 with the seller paying six months of HOA dues, this beautifully maintained 2-bedroom, 2-bath condominium offers one of the best opportunities to enjoy the walkable waterfront lifestyle that makes Punta Gorda so desirable, all within the welcoming Charlevoi 55+ community.
Located on the second floor with convenient elevator access, Unit 207 overlooks the heated community pool from its screened lanai, creating the perfect place to enjoy your morning coffee or unwind after an afternoon exploring downtown. Inside, the bright and functional floor plan offers comfortable everyday living with an open living and dining area, a well-appointed kitchen featuring wood cabinetry, pantry, breakfast bar, and updated appliances (2021-2023), along with a split-bedroom layout that provides privacy for both owners and guests. The spacious primary suite includes a walk-in closet, additional built-in storage, and a private en-suite bath.
Beyond the attractive interior, buyers will appreciate the confidence that comes with major improvements already completed, including a new roof (2024), A/C (2022), water heater (2023), and updated kitchen appliances. In-unit laundry, a private storage closet, and assigned parking add everyday convenience.
Charlevoi offers far more than maintenance-free living. Residents enjoy a heated community pool, fitness room, shuffleboard courts, library, workshop, and an active social calendar that makes it easy to connect with neighbors and enjoy the Southwest Florida lifestyle.
Perhaps the greatest feature, however, is the location. Just blocks from Charlotte Harbor, Gilchrist Park, Fishermen's Village, waterfront walking and biking paths, local restaurants, boutique shopping, medical facilities, the Saturday Farmers Market, and countless community events, this is the kind of lifestyle many imagine when they picture retirement in Florida.
To make this opportunity even more attractive, the seller is offering a credit equal to six months of HOA dues, helping reduce ownership costs during your first months of enjoying your new home.
If you've been searching for an affordable, low-maintenance home that allows you to spend less time maintaining a house and more time enjoying everything downtown Punta Gorda has, Unit 207 delivers exceptional value in one of Southwest Florida's most walkable waterfront communities.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$169,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $135,920 | $135,920 | $135,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $263 | $263 | $263 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $826 | $858 | $1,129 |
| Total Monthly Payment | $1,164 | $1,196 | $1,467 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.