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13732 86TH AVENUE, Seminole, FL, 33776 | $549,000
Under contract-accepting backup offers. One or more photo(s) has been virtually staged. $5, 000 Toward Your Rate Buy-Down or Closing Costs PLUS a FREE Appraisal — Courtesy of the Preferred Lender.
That’s real savings and a powerful head start for buyers looking to secure the best possible payment and it’s available with this home.
A pre-listing inspection has already been completed to create a smooth, transparent, and stress-free buying experience, giving you added confidence from day one.
Welcome to this spacious 4-bedroom, 3-bathroom home in the sought-after Orange Terrace community of Seminole, offering 2, 117 square feet of versatile living space, including an option for an in-law suite. Located in a non-flood zone, this property blends comfort, function, and opportunity — ready for your personal touch.
Major updates provide peace of mind: Roof 2013, AC 2021, water heater 2025, and breaker panel updated in 2025.
Natural light pours through the beautiful bay window in the main living room, which flows seamlessly into the dining area and kitchen with an eat-in space perfect for casual meals. Downstairs, a spacious family room with a wood-burning fireplace creates the ideal gathering space or flexible living area. Glass sliders open to a generously sized backyard, offering wonderful indoor-outdoor flow. This lower level also includes a full bathroom, laundry area, and access to the two-car garage — making it an ideal setup for guests or multi-generational living.
Upstairs, the primary suite features its own private bath, while three additional well-sized bedrooms share a second full bathroom.
Just minutes from beaches, shopping, dining, and top-rated schools, this home delivers location, space, and value, now paired with exceptional lender incentives to make ownership even more attainable.
Opportunities like this don’t come along often, especially with $5, 000 toward your rate buy-down or closing costs and a free appraisal. Don’t miss your chance to make Orange Terrace your next home.
Features
- Rooms: 11
- Bedrooms: 4
- Baths: 3 full
- Lot Size: 80 x 100
- Laundry: Inside
- Year Built: 1967
- Garage: 2-car Driveway, Garage Door Opener
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 2,117
- Acreage: 0.18
- Lot Size: 80 x 100
- Est. Taxes: $1,992
- Elem. School: Bauder Elementary-PN
- Middle School: Seminole Middle-PN
- High School: Seminole High-PN
- Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
- MLS#: TB8414849
- Days on Market: 182 days
- Website: https://www.raveis.com
/prop/TB8414849/1373286thavenue_seminole_fl?source=qrflyer
Listing courtesy of Coldwell Banker Realty Phone: 727-581-9411
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
13732 86TH AVENUE, Seminole, FL, 33776
$549,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $439,200 | $439,200 | $439,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.407% | 6.577% | 5.986% |
| Monthly Tax Payment | $166 | $166 | $166 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,633 | $2,740 | $3,647 |
| Total Monthly Payment | $2,891 | $2,998 | $3,905 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388