38 COUNTRY CLUB HARBOR CIRCLE, Palm Coast, FL, 32137 | $849,900

Your Waterfront Paradise Awaits in Country Club Harbour!
Private Gated Community + Underground Utilities
Screened-In-Lanai perfect for relaxing after a day on the water and
FEELING THAT much needed COOL WATER BREEZE. Whether you’re sipping morning coffee or unwinding WITH THAT 5' O'CLOCK SOMEWHERE COCKTAIL GAZING AT THE BEAUTIFUL SUNSET, your LANAI is a year-round sanctuary.
Boathouse with Electric & Water + 10, 000 lb Boat Lift
Launch your fishing, power, or leisure boat with ease. Equipped for convenience and built for fun.
Composite Dock & Quick Access to Intracoastal Waterway.
A maintenance-friendly dock leads you just 0. 3 miles via saltwater canal to the Intracoastal Waterway—ideal for seamless boating adventures.
Huge lot with plenty of room for a pool, 60ft × 197ft lot nestled at the end of a peaceful cul-de-sac. Plenty of room for outdoor fun, gardening, or kayaks and paddle boards by the water’s edge.
3 Bedrooms 3 Full Bathrooms 2, 057 sqft
Comfortable and thoughtfully designed to keep indoor and outdoor lifestyle spaces in harmony.
Ceramic Tile & Open Flow Design
Florida casual meets elegant durability
HOA is just $321 a Quarter
That’s three months of care and community amenities for just over $100 a month for security, upkeep, and neighborhood appeal.
Why is this home Is a Boater’s Dream?
Instant Access to Open Water: Launch the boat, cast a line, or head out for a sunset cruise with minimal effort.
Fishing & Kayaking right at Your Door: Spend less time prepping and more time exploring the mangroves, nearby sandbars, or fishing spots.
Endless Sunshine & Relaxed Vibes!!!!!!!!!!!! You deserve it!!!
Live the Florida Lifestyle every day of your life—where every day is a getaway, the water is your playground, and the sun is your sideline companion. By the way, if you're a golfer. . . it's only a minute down the street!

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 60 x 197
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room
  • Style: Florida
  • Year Built: 2017
  • Garage: 2-car
  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,057
  • Acreage: 0.27
  • Lot Size: 60 x 197
  • Est. Taxes: $7,731
  • HOA Fee: $321 Quarterly
  • Lot Desc: Cul-De-Sac, Near Marina, Sidewalk
  • View: Water
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Built-In Oven, Convection Oven, Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: FC311772
  • Days on Market: 60 days
  • Website: https://www.raveis.com
    /prop/FC311772/38countryclubharborcircle_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/9/2026 2:14:13 AM)
Listing courtesy of COLDWELL BANKER (HAMMOCK)   Phone: 386-246-2380

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

38 COUNTRY CLUB HARBOR CIRCLE, Palm Coast, FL, 32137

$849,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $679,920 $679,920 $679,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.229% 6.098% 5.972%
Monthly Tax Payment $644 $644 $644
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,861 $4,076 $5,646
Total Monthly Payment $4,597 $4,812 $6,382

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.