11644 SPINDRIFT LOOP, Hudson, FL, 34667 | $319,000

One or more photo(s) has been virtually staged. RARE FIND! 3 BEDROOMS | 2 Bath | 2-Car Garage | Versatile Florida Room with Golf Course and Conservation Views!
Don’t miss this exceptional opportunity to own a beautifully upgraded 3-bedroom, 2-bath home with a spacious 2-car garage and a massive Florida room (12X20 heated/cooled) overlooking the 11th hole—perfect for morning coffee, kicking back with a book, hosting guests or sunset relaxation.

This MOVE-IN READY home features recent major updates (OVER $30, 000) including a 2024 ROOF and HVAC system, newer hot water heater, new refrigerator, and new washer and dryer. The interior shines with new double-pane windows, new wood laminate flooring in the great room, and thoughtful upgrades like Phantom Screens at both the front entry and garage, Hunter Douglas block-out shades, and high-rise commodes. The primary suite includes an updated walk-in shower that feels reminiscent of a rainforest spa, while the home also features an in-wall pest control system, water softener and filtration system with reverse osmosis to the refrigerator, and gutters for added protection. X Flood Zone!

Located in the sought-after Heritage Pines Community, this home offers completely maintenance-free living within an active 55+ gated community. Nestled along Florida’s scenic Nature Coast, Heritage Pines is just 45 minutes north of Tampa International Airport and is known for its peaceful, serene setting rich with natural beauty. The community is proud to be named a “Neighborhood for Nature” by Audubon International, offering a lifestyle surrounded by lush greenery and vibrant wildlife.

Heritage Pines is a secure and financially sound community of 1, 406 homes, featuring a private, resident-owned golf course, a spectacular clubhouse, and a full calendar of events and activities. Whether you're into golf, fitness, social clubs, or simply enjoying the tranquil surroundings, there’s something here for everyone.

This is truly a rare gem in one of Florida’s most desirable 55+ resort-style communities - The Florida Life Awaits!

Features

  • Amenities: Maintenance
  • Rooms: 4
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Ranch
  • Year Built: 2002
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,175
  • Acreage: 0.13
  • Est. Taxes: $2,297
  • HOA Fee: $295 Monthly
  • View: Golf Course, Trees/Woods, Water
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Water Filtration System, Whole House R.O. System
  • MLS#: W7877906
  • Days on Market: 133 days
  • Website: https://www.raveis.com
    /prop/W7877906/11644spindriftloop_hudson_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/17/2026 7:05:59 PM)
Listing courtesy of BRIDGE POINT BUSINESS REAL EST   Phone: 352-515-0226

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

11644 SPINDRIFT LOOP, Hudson, FL, 34667

$319,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $255,200 $255,200 $255,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.258% 6.292% 5.648%
Monthly Tax Payment $191 $191 $191
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,469 $1,551 $2,068
Total Monthly Payment $1,735 $1,817 $2,334

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.