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One or more photo(s) has been virtually staged. RARE FIND! 3 BEDROOMS | 2 Bath | 2-Car Garage | Versatile Florida Room with Golf Course and Conservation Views!
Don’t miss this exceptional opportunity to own a beautifully upgraded 3-bedroom, 2-bath home with a spacious 2-car garage and a massive Florida room (12X20 heated/cooled) overlooking the 11th hole—perfect for morning coffee, kicking back with a book, hosting guests or sunset relaxation.
This MOVE-IN READY home features recent major updates (OVER $30, 000) including a 2024 ROOF and HVAC system, newer hot water heater, new refrigerator, and new washer and dryer. The interior shines with new double-pane windows, new wood laminate flooring in the great room, and thoughtful upgrades like Phantom Screens at both the front entry and garage, Hunter Douglas block-out shades, and high-rise commodes. The primary suite includes an updated walk-in shower that feels reminiscent of a rainforest spa, while the home also features an in-wall pest control system, water softener and filtration system with reverse osmosis to the refrigerator, and gutters for added protection. X Flood Zone!
Located in the sought-after Heritage Pines Community, this home offers completely maintenance-free living within an active 55+ gated community. Nestled along Florida’s scenic Nature Coast, Heritage Pines is just 45 minutes north of Tampa International Airport and is known for its peaceful, serene setting rich with natural beauty. The community is proud to be named a “Neighborhood for Nature” by Audubon International, offering a lifestyle surrounded by lush greenery and vibrant wildlife.
Heritage Pines is a secure and financially sound community of 1, 406 homes, featuring a private, resident-owned golf course, a spectacular clubhouse, and a full calendar of events and activities. Whether you're into golf, fitness, social clubs, or simply enjoying the tranquil surroundings, there’s something here for everyone.
This is truly a rare gem in one of Florida’s most desirable 55+ resort-style communities - The Florida Life Awaits!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$319,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $255,200 | $255,200 | $255,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.292% | 5.648% |
| Monthly Tax Payment | $191 | $191 | $191 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,469 | $1,551 | $2,068 |
| Total Monthly Payment | $1,735 | $1,817 | $2,334 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.