3538 N OCEAN SHORE BOULEVARD, Palm Coast, FL, 32137 | $1,595,000

Welcome to 3538 North Ocean Shore Boulevard, a rare opportunity in Flagler County offering both deeded beach access and quick access to the Intracoastal Waterway. This beautiful three-story coastal residence, built in 2023 and offered fully furnished, blends modern comfort with the best of Florida’s waterfront lifestyle.

This move-in-ready home includes five bedrooms, four and a half bathrooms, and approximately 3, 000 square feet of thoughtfully designed living space. The open-concept third floor features a well-appointed kitchen with modern appliances, a dining area, and a bright, airy living room with large windows that showcase mesmerizing ocean views. The third floor is also home to the private primary suite, complete with a soaking tub, separate shower, and dual vanities.

A private elevator provides access to all levels, making everyday living and entertaining seamless. The second level offers four guest bedrooms, one thoughtfully designed as a children’s retreat, plus a flexible lounge space perfect for quiet reading, movie viewing, or unwinding while enjoying the surrounding views.

The first floor includes a game room, a full bathroom, and a convenient kitchenette—ideal for hosting, refreshments, or rinsing off after a day at the beach. A two car garage with convenient pass-through for beach and water toys completes the layout, designed for easy access to the backyard, the water, and all your recreational needs.

Step outside to experience the serenity of Fox Cut, where you can cast a line from your own backyard with ample space to add a private dock and pool. Just across the street, take advantage of deeded beach access for effortless walks to the sandy shoreline.

Located near private clubs with resort-style amenities, championship golf courses, a full-service marina, and scenic nature trails, this home offers a lifestyle that is both elevated and inviting. Whether you’re seeking rest or recreation, there’s something here for everyone.

With expansive water views from nearly every room, this property invites you to slow down, savor the moment, and welcome family and friends to stay awhile.
Schedule your private tour today and experience everything this exceptional coastal property has to offer.

THIS PROPERTY IS ALSO AVAILABLE FOR RENT OR LEASE TO OWN!! MLS# FC313036.

Features

  • Rooms: 15
  • Bedrooms: 5
  • Baths: 4 full / 1 half
  • Laundry: Inside
  • Style: Contemporary
  • Year Built: 2023
  • Garage: 2-car Driveway, Garage Door Opener, Ground Level, Under Building
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,960
  • Acreage: 0.23
  • Est. Taxes: $9,959
  • HOA Fee: $1,500 Annually
  • Pet Policy: Yes
  • Appliances: Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System
  • MLS#: FC311568
  • Days on Market: 203 days
  • Website: https://www.raveis.com
    /eprop/FC311568/3538noceanshoreboulevard_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/1/2026 2:58:48 AM)
Listing courtesy of Re/Max Select Professionals   Phone: 386-283-4966

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3538 N OCEAN SHORE BOULEVARD, Palm Coast, FL, 32137

$1,595,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,276,000 $1,276,000 $1,276,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.750% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.046% 5.846% 5.700%
Monthly Tax Payment $830 $830 $830
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,046 $7,446 $10,426
Total Monthly Payment $8,001 $8,401 $11,381

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.