45 Shore Road, E. Setauket (East Setauket), NY, 11733 | $975,000

Modernized 1848 farmhouse—known locally as the “Hulse House”—pairs 19th-century character with today’s comfort directly across from Setauket Harbor (Three Village SD, taxes just $11, 392). A rebuilt wrap-around veranda frames seasonal water and sunset views; inside, 9-ft ceilings, floor-to-ceiling windows, oak & original wide-plank pine floors, and hand-crafted millwork celebrate the home’s pedigree. A decorative marble-mantel fireplace accents the front parlor, while the main-floor primary suite enjoys a spa bath with its own Jacuzzi-brand whirlpool tub and custom closets. The 2024 eat-in kitchen offers LG stainless appliances, gas cooking, a breakfast island and timeless wood detailing, opening to formal dining and a window-wrapped sitting room. Upstairs, two character-filled bedrooms share a refreshed full bath that also features a Jacuzzi-brand whirlpool tub. Recent upgrades include 2023 dual-zone natural-gas HVAC with central air, 2022 nitrogen-reducing IA/OWTS septic, updated plumbing, 200-amp service and whole-house 16 kW generator—historic charm without worry. Stone walks, mature plantings and a detached two-story carriage-house garage grace the one-third-acre corner lot. Stroll to the Village Green, library, harbor parks, Port Jefferson Ferry and Stony Brook University—then come home to a piece of Brookhaven history layered with turnkey ease.

Features

  • Town: E. Setauket
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Laundry Room
  • Style: Farmhouse
  • Year Built: 1850
  • Garage: 1-car
  • Heating: Forced Air, Natural Gas
  • Cooling: Central Air
  • Basement: Bilco Door(s), Unfinished
  • Approx Sq. Feet: 2,400
  • Acreage: 0.33
  • Est. Taxes: $11,392
  • Lot Desc: Corner Lot
  • View: Trees/Woods, Water
  • Elem. School: Setauket Elementary School
  • Middle School: Paul J Gelinas Junior High School
  • High School: Ward Melville Senior High School
  • School District: Three Village
  • Appliances: Dishwasher, Dryer, Gas Cooktop, Gas Oven, Stainless Steel Appliance(s), Gas Water Heater
  • MLS#: 898370
  • Days on Market: 143 days
  • Website: https://www.raveis.com
    /prop/898370/45shoreroad_esetauket_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Howard Hanna Coach   Phone: 631-331-3600

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

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516.739.7731

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45 Shore Road, E. Setauket (East Setauket), NY, 11733

$975,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $780,000 $780,000 $780,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.000% 5.875% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.048% 5.984% 5.806%
Monthly Tax Payment $949 $949 $949
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,187 $4,614 $6,425
Total Monthly Payment $5,228 $5,655 $7,466

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.