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Charming Lake-View Heritage Home in Keystone Heights - 4 Bed / 2 Bath on Corner Lot Welcome to this stunning 4-bedroom, 2-bath Historical Heritage Home nestled in the heart of Keystone Heights with breathtaking views of Lake Geneva. This spacious 2, 058?sq?ft block home sits proudly on a beautifully landscaped corner lot adorned with tropical plants, fruit trees, flowering gardens, bamboo, and beach-style shade sails for ultimate outdoor enjoyment. Enjoy a botanical and tropical park-like setting in your own yard! Crafted with character and durability, this home features a metal roof, luxury vinyl flooring, and a split-bedroom floor plan perfect for both privacy and functionality. Step inside through one of two porches—a screened-in front porch, a cozy side porch, or the relaxing on the large deck and immediately feel at home. The updated smart kitchen appliances combine modern convenience with timeless appeal (continued) , and large windows invite in natural light and showcase serene views of the lake. Two separate entrances afford versatile living options, and the sprinkler system keeps the vibrant landscape lush and green. Community & Lifestyle: Keystone Heights is known for its hometown spirit and active participation in local events. The annual Independence Day celebration, Our Country Day, features a full slate of activitiesparades, contests, live music, and a 20-minute fireworks show Residents take pride in their community and are involved in schools, sports, churches, and local events throughout the year Because this home overlooks Lake Geneva, you can watch the holiday fireworks display from the comfort of your private back deck while enjoying the gentle lake breeze. Located in a city that allows golf carts on public roadways, you'll enjoy a charming small-town lifestyle with added freedom. There's no HOA, the property is not in a flood zone, and a storage shed adds practical value. Whether you're enjoying your morning coffee on the porch, strolling to nearby festivals, or hosting sunset gatherings with lake breezes and holiday fireworks, this home is truly a hidden gem. This one shows even better in person than in picturesschedule your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$389,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $311,920 | $311,920 | $311,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.144% | 5.415% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,796 | $1,868 | $2,487 |
| Total Monthly Payment | $1,871 | $1,943 | $2,562 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.