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Presented by
The Egan Team |
7 Elaine Terrace, Yonkers, NY, 10701 | $735,000
Discover the perfect blend of comfort, style, and convenience in your new home! Quietly nestled on a serene street, this elegant stucco colonial stands out with its sun-drenched, airy rooms thanks to expansive triple-paned windows throughout. Step inside to generous living spaces adorned with beautiful hardwood and granite flooring, deep closets, and abundant storage—everything designed for effortless living. The modern, state-of-the-art kitchen seamlessly connects to a sprawling patio, making it ideal for lively gatherings or tranquil evenings outdoors. Imagine entertaining guests by the fireplace or cozying up by the wood-burning stove, while a private wine cellar awaits your next celebration. With nearly 700 sqft of flexible lower-level space (not included in the main square footage), the possibilities for a home gym, theatre, or playroom are endless. Versatile enough for multigenerational living with in-law suite potential, this home also boasts a spacious laundry room and a long three-car driveway, offering convenience at every turn. You'll love being just minutes from Ridge Hill and Cross County Shopping Centers, close to Palmer Avenue and Central Park Avenue, and only about a mile to the Bronxville Metro North for effortless commuting. Offered at a competitive price with low taxes, this property captures unbeatable value and limitless potential, making it simply too good to pass up. Bring your vision—opportunity knocks for those ready to call this remarkable residence "home!"
Features
- Rooms: 6
- Bedrooms: 3
- Baths: 1 full / 1 half
- Style: Colonial
- Year Built: 1918
- Heating: Baseboard
- Cooling: Wall/Window Unit(s)
- Basement: Finished, Full, Storage Space, Walk-Out Access
- Approx Sq. Feet: 1,524
- Acreage: 0.11
- Est. Taxes: $1,461
- Elem. School: Yonkers
- Middle School: Yonkers Middle School
- High School: Yonkers High School
- School District: Yonkers
- Appliances: Dishwasher, Microwave, Refrigerator, Stainless Steel Appliance(s)
- MLS#: 896989
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/896989/7elaineterrace_yonkers_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
The Egan TeamSales Associates
203.650.0669
EganTeam@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Matthew DeMariaVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 147983
845.290.3871
Matthew.DeMaria@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Gene RahillyInsurance Sales Director, William Raveis Insurance
917.494.9386
Gene.Rahilly@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
7 Elaine Terrace, Yonkers, NY, 10701
$735,000
The Egan Team
Sales Associates
William Raveis Real Estate
Phone: 203.650.0669
EganTeam@raveis.com
Matthew DeMaria
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $588,000 | $588,000 | $588,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.304% | 5.648% |
| Monthly Tax Payment | $122 | $122 | $122 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,431 | $3,573 | $4,766 |
| Total Monthly Payment | $3,645 | $3,787 | $4,980 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535