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Presented by
Denise & Vinny Curcio - Team Curcio |
This beautifully renovated property offers a rare opportunity to enjoy modern coastal living just two minutes by boat from the Great South Bay. Located in the heart of Sequams Colony, one of West Islip’s most desirable waterfront neighborhoods, this home is part of a warm, welcoming community known for its family-friendly events and strong neighborhood association. Step inside to discover 4 spacious bedrooms, 3 with walk-in closets, and 3. 5 luxurious bathrooms, all fully renovated with high-end finishes. The primary suite is a true retreat, featuring a spa-like marble ensuite and an oversized walk-in closet. The open-concept layout is ideal for both entertaining and everyday living, with rich hardwood floors and a show-stopping chef’s kitchen. Sleek quartz countertops, custom cabinetry, stainless steel appliances, and a large center island anchor this light-filled space. Outside, enjoy a private backyard oasis with an in-ground pool, two expansive decks (including one off the second floor with elevated canal views), and 90 feet of bulkhead on a wide, deep canal, perfect for boating enthusiasts. Additional highlights include central air, one and half-car garage, and stunning water views from multiple rooms. This home blends comfort, style, and functionality, ideal for those seeking luxury living on Long Island’s South Shore.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,250,000
Sales Vice President
William Raveis Real Estate
Phone: 864.735.6663
TeamCurcio@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,000,000 | $1,000,000 | $1,000,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 4.875% | 5.750% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.001% | 5.858% | 5.681% |
| Monthly Tax Payment | $1,679 | $1,679 | $1,679 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,292 | $5,836 | $8,171 |
| Total Monthly Payment | $7,096 | $7,640 | $9,975 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.