1000 COVE CAY DRIVE, #2C, Clearwater, FL, 33760 | $215,000

HUGE PRICE DROP
Step into a bright, easy-living 2-bedroom, 2-bath condominium that blends comfort with convenience from the moment you arrive. An inviting living/dining combo opens effortlessly for everyday lounging and weekend gatherings, while an enclosed, covered balcony extends your living space for morning coffee and sunset unwinding.

The kitchen is thoughtfully finished with solid wood cabinetry and stone counters, giving you durable style and plenty of storage. All the essentials are here—including refrigerator, range with hood, microwave, dishwasher, and even an in-unit washer and dryer—so moving in feels simple and complete.

Inside, you’ll appreciate central air and heat, a practical mix of tile and carpet underfoot, and window blinds that keep the light just right. Laundry is tucked inside for everyday ease, and safety is supported by a fire sprinkler system and smoke detectors.

Daily life here is streamlined: you have an assigned covered carport plus additional open/guest options, and the residence sits on one easy level for comfortable access. Solid construction—block, concrete, and stucco on a slab with a built-up roof—adds peace of mind.

Love amenities? This guard-gated community brings resort-style living to your doorstep with a clubhouse, pool, tennis courts, playground and park spaces, and it welcomes golf carts, too. Many essentials are covered for you—cable TV, high-speed internet, water, trash, security, exterior maintenance, and more—so weekends can look a lot more like leisure.
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There’s flexibility built in as well: leasing is allowed with no minimum lease period (association approval required), giving you options as your plans evolve. Pet lovers will appreciate that a pet is permitted, and cats are A-OK.

Outdoors, you’ll find sliding doors to your balcony and beautifully maintained grounds, plus community access to a brackish-water canal for a serene coastal vibe without the upkeep.

With approximately 960 square feet of well-planned living space in a 1991-built residence, this home delivers the right spaces, the right finishes, and the right amenities for an everyday-retreat feel. If you’re looking for turnkey comfort, abundant perks, and effortless living, this one is ready for you.

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 7
  • Rooms: 10
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside
  • Complex: COVE CAY VILLAGE III
  • Year Built: 1991
  • Approx Sq. Feet: 960
  • Est. Taxes: $3,637
  • Condo Fee: $695 Monthly
  • Elem. School: Belcher Elementary-PN
  • Middle School: Oak Grove Middle-PN
  • High School: Pinellas Park High-PN
  • Pet Policy: Cats OK
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: TB8414159
  • Days on Market: 173 days
  • Website: https://www.raveis.com
    /prop/TB8414159/1000covecaydrive_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/7/2026 6:58:43 AM)
Listing courtesy of LPT REALTY, LLC.   Phone: 877-366-2213

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1000 COVE CAY DRIVE, #2C, Clearwater, FL, 33760

$215,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $172,000 $172,000 $172,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 6.000% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.178% 5.541%
Monthly Tax Payment $303 $303 $303
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $950 $1,031 $1,383
Total Monthly Payment $1,328 $1,409 $1,761

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.