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Presented by
Terri Deramo |
495 E 178th Street, #2G, Bronx, NY, 10457 | $124,800
Welcome to this stunningly renovated HDFC cooperative apartment. It offers a perfect blend of modern upgrades and cozy charm. This one-bedroom, one-bathroom unit has been freshly painted, creating a bright and inviting atmosphere throughout. Step into a spacious living area featuring elegant wood-look flooring that extends seamlessly into the other rooms, adding warmth and style. The living room is enhanced by a ceiling fan and ample natural light streaming through large windows adorned with tasteful curtains. The kitchen is a standout, equipped with sleek stainless steel appliances, including a Samsung refrigerator, a modern stove with a gas range, and a convenient microwave. White cabinetry provides ample storage, complemented by a stylish countertop and a sink area ideal for meal preparation. Adjacent to the kitchen, a stackable washer and dryer add a practical touch to this well-designed space. The bedroom offers a serene retreat with its clean lines, neutral decor, and generous closet space, perfect for all your storage needs. The bathroom shines with updated tiling, a modern vanity, and a bathtub-shower combination, ensuring comfort and functionality. Natural light floods the apartment through multiple windows, each dressed with charming curtains that enhance the home's aesthetic appeal. The unit's thoughtful renovation includes contemporary finishes and a layout that maximizes space, making it an ideal home for individuals or small families. The HDFC cooperative permits subleasing after two years of residency. Buyer(s) must NOT EXCEED HDFC income guidelines based on 120% AMI: 1 person - $136, 080; 2 people - $155, 520; 3 people - $174, 960. Located in the heart of the Bronx, this cooperative offers easy access to local amenities, transportation, and the vibrant community atmosphere. Don’t miss this opportunity to own a fully stocked cozy one bedroom, contact me today.
Features
- Heating: Oil
- Cooling: Wall/Window Unit(s)
- Rooms: 4
- Bedrooms: 1
- Baths: 1 full
- Laundry: In Kitchen, In Unit
- Year Built: 1941
- Approx Sq. Feet: 750
- Elem. School: Contact Agent
- High School: Contact Agent
- School District: Contact Agent
- Pet Policy: No Dogs
- Appliances: Dryer, Gas Range, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer
- MLS#: 897984
- Days on Market: 83 days
- Website: https://www.raveis.com
/prop/897984/495e178thstreet_bronx_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Terri DeramoSales Associate
781.248.4155
Terri.Deramo@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Kate RockettRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1500191
617.281.4872
Kate.Rockett@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Jennifer HartRegional Sales Manager, William Raveis Insurance
978.457.6220
Jennifer.Hart@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
495 E 178th Street, #2G, Bronx, NY, 10457
$124,800
Terri Deramo
Sales Associate
William Raveis Real Estate
Phone: 781.248.4155
Terri.Deramo@raveis.com
Kate Rockett
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $99,840 | $99,840 | $99,840 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.307% | 6.443% | 5.668% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $583 | $615 | $809 |
| Total Monthly Payment | $658 | $690 | $884 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535