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Step inside one of Vernon's most captivating homes-this remarkable Colonial spans over 9, 600 square feet of finished space across three levels, blending architectural grandeur with/historic charm & room to make it your own. With 6 spacious bedrooms, 2. 5 baths, & a partially finished basement, there's no shortage of room to spread out & explore. The real showstopper? The third-floor ballroom-a massive 50+ foot open space with hardwood floors, ornate brass chandeliers, & a dramatic vaulted ceiling painted a cheerful sky blue. Original custom millwork wraps the entire room, while built-in window seats & arched alcoves invite conversation, creativity, or quiet reflection. The cozy fireplace nook framed by leaded stained-glass windows creates a one-of-a-kind setting unlike anything else on the market. From the moment you step through the front door, you'll notice the attention to detail in every room-from carved wood panels to handcrafted trim & finishes that reflect the craftsmanship of a bygone era. These unique touches, combined with/the home's generous layout, offer endless possibilities for entertaining, creative pursuits, or everyday comfort. Whether you're drawn to its stately presence, the character-rich rooms, or simply want space that inspires, this home is truly a standout. Set on a quiet street just moments from local shops, schools, & parks, 76 Prospect Street is more than a place to live-it's a chance to own a piece of timeless artistry.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $439,920 | $439,920 | $439,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.156% | 5.415% |
| Monthly Tax Payment | $1,089 | $1,089 | $1,089 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,532 | $2,635 | $3,508 |
| Total Monthly Payment | $3,713 | $3,816 | $4,689 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.