13120 SW 90TH STREET, Dunnellon, FL, 34432 | $285,000

Enjoy the perfect blend of rural privacy and versatile outdoor living in this beautifully updated Dunnellon home. Nestled on over two cleared, usable acres, this A1-zoned property offers space, comfort, and functionality—all tucked away off a quiet country road. Inside, the home features an open-concept layout with soaring cathedral ceilings, engineered hardwood flooring, and abundant natural light. With four generously sized bedrooms and two full baths, the thoughtfully designed split floor plan places the primary suite in its own private wing. The spacious en-suite offers a peaceful retreat, complete with walk-in closets, a dual-sink vanity, walk-in glass shower, and plenty of room to relax. At the heart of the home is a fully remodeled kitchen featuring solid-surface countertops, a custom center island with bar seating, and sleek stainless steel appliances—including a high-end oven and refrigerator—creating the ideal space for cooking and gathering. Step outside to discover one of the property's most impressive features: over 1, 000 square feet of brand-new, wraparound decking—perfect for entertaining or simply enjoying the peaceful surroundings. An above-ground pool and sliding glass doors create a seamless indoor-outdoor lifestyle. There's also an enclosed rear addition, ready for your finishing touches to add even more functional space. With no HOA, private well and septic, and plenty of room for pets, hobbies, or future additions, this home offers true freedom and flexibility. Located just minutes from the conveniences of Dunnellon and Ocala, this is your opportunity to enjoy upgraded rural living with room to grow.

Features

  • Rooms: 7
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 330 x 295
  • Laundry: Inside
  • Year Built: 1999
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,512
  • Acreage: 2.23
  • Lot Size: 330 x 295
  • Est. Taxes: $2,332
  • Lot Desc: Cleared
  • View: Trees/Woods
  • Elem. School: Dunnellon Elementary School
  • Middle School: Dunnellon Middle School
  • High School: Dunnellon High School
  • Pool: Above Ground
  • Appliances: Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: OM706329
  • Days on Market: 70 days
  • Website: https://www.raveis.com
    /prop/OM706329/13120sw90thstreet_dunnellon_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/13/2026 8:47:08 PM)
Listing courtesy of NEXT GENERATION REALTY OF MARI   Phone: 352-342-9730

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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13120 SW 90TH STREET, Dunnellon, FL, 34432

$285,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $228,000 $228,000 $228,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.322% 6.156% 5.415%
Monthly Tax Payment $194 $194 $194
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,313 $1,366 $1,818
Total Monthly Payment $1,582 $1,635 $2,087

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.