15674 APPLEWHITE CIRCLE, Port Charlotte, FL, 33981 | $669,000

**MAJOR PRICE IMPROVEMENT**Stunning waterfront Oasis with Heated saltwater pool plus a DOCK with LIFT!
Welcome to your Florida dream home in the waterfront boating community of South Gulf Cove. Preview with the 3D VIRTUL TOUR (#2 above) to get the true feel of this home. This beautifully appointed 3-bedroom, 3-bath residence sits on an oversized lot and offers 2, 483 sq ft of open, light-filled living space with breathtaking views of intersecting canals. Enjoy the luxury of being minutes from the lagoon with open water speed and a quick ride to Charlotte Harbor and the Gulf.
Enter through elegant double glass entry doors into a spacious, split floor plan featuring a tray-ceiling Great Room, diagonal tile throughout, and seamless flow between the kitchen, family room, Great room, and dining area — all centered around panoramic views of the saltwater heated pool and canal beyond.
Gourmet kitchen with granite counters, stone backsplash, breakfast bar, and abundant storage. Primary suite with tray ceiling, lanai access, walk-in closet, and a spa-like en-suite with dual vanities, whirlpool tub, and walk-in tiled shower with bench. Two guest bedrooms (one with a walk-in closet) and well-appointed guest bath with granite vanity and tiled tub/shower combo. Full pool bath with walk-in tiled shower for rinsing off after a swim or day on the water. Flexible space ideal for a home office or formal dining. Laundry room with utility sink and cabinetry. Ceiling fans, window treatments, and storage throughout 8' interior doors. Saltwater heated pool under a screened lanai with roll-down sun/privacy screens. Private dock with 10, 000 lb boat lift, water and electric hookups — ideal for cleaning up after a boat day or relaxing by the water. Side-entry, oversized 2-car garage with epoxy flooring, workbench, and screen enclosure. Extended driveway with RV/boat pad and 50-amp hookup (2024), New roof (2023) and new front door (2023). Hurricane-rated shed for additional storage
This sought after community, South Gulf Cove, is a waterfront community with voluntary HOA, residents on the water enjoy access to the
Myakka River, Charlotte Harbor, ICW, and Gulf of Mexico. As well as day trips to Fisherman's Village or Cabbage Key. A nice boat ride out to Boca Grande to enjoy the beaches, sandbars, resturuants and more! A community boat ramp, parks, walking trails, and bike paths Close proximity to the pristine beaches of Boca Grande and a short drive to Manasota Key, with its charming shops, dining, and laid-back beach vibes
This home delivers Florida lifestyle at its finest — whether you're a boater, beach lover, entertainer, or simply looking for serenity by the water. Book your appointment now and Live in Paradise!!!

Features

  • Amenities: Clubhouse, Park, Playground
  • Rooms: 14
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 76 x 145 x 133 x 125
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Year Built: 2006
  • Garage: 2-car Boat, Garage Door Opener, Garage Faces Side, Guest, RV Parking, Workshop in Garage
  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,483
  • Acreage: 0.31
  • Lot Size: 76 x 145 x 133 x 125
  • Est. Taxes: $6,283
  • HOA Fee: $120 Annually
  • Lot Desc: Irregular Lot, Key Lot, Near Golf Course, Near Marina, Oversized Lot
  • View: Water
  • Elem. School: Myakka River Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pool: Gunite, Heated, In Ground, Salt Water, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: D6143293
  • Days on Market: 111 days
  • Website: https://www.raveis.com
    /prop/D6143293/15674applewhitecircle_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/9/2026 1:34:18 PM)
Listing courtesy of EXP REALTY LLC   Phone: 888-883-8509

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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15674 APPLEWHITE CIRCLE, Port Charlotte, FL, 33981

$669,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $535,200 $535,200 $535,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 6.000% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.149% 6.178% 5.541%
Monthly Tax Payment $524 $524 $524
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,997 $3,209 $4,302
Total Monthly Payment $3,613 $3,825 $4,918

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.