37397 WHISPER Way, Hilliard, FL, 32046 | $314,900

Step into modern comfort and timeless style with this beautifully crafted brand-new single-story home nestled in a vibrant new community. Featuring 3 spacious bedrooms and 2 full bathrooms, this home is designed for effortless living and contemporary appeal. The heart of the home is the open-concept living area, where the living room, dining space, and kitchen flow seamlessly together, creating the perfect setting for both everyday living and entertaining. The kitchen boasts sleek finishes, brand-new stainless steel appliances, and a charming breakfast nook ideal for your morning coffee or casual meals with the family. The primary suite includes a walk-in closet and a private en-suite bathroom with modern fixtures and thoughtful design. Outside, you'll find a two-car garage with ample storage space, along with a freshly landscaped yard ready for your personal touch. Located in a growing community, this home offers nearby parks, and convenient access to schools, shopping, and dining.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Gas Dryer Hookup
  • Style: Traditional
  • Year Built: 2024
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,536
  • Acreage: 0.15
  • Est. Taxes: $583
  • HOA Fee: $40 Monthly
  • Elem. School: Hilliard
  • Middle School: Hilliard
  • High School: Hilliard
  • Appliances: Disposal, Electric Oven, Electric Range, Microwave, Refrigerator
  • MLS#: 2102361
  • Days on Market: 163 days
  • Website: https://www.raveis.com
    /prop/2102361/37397whisperway_hilliard_fl?source=qrflyer
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Nick Rosario - The Nick Rosario TeamLicensed Associate Real Estate Broker

917.564.2351

Nick.Rosario@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Brian ShahwanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 2166562

302.293.7433

Brian.Shahwan@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

37397 WHISPER Way, Hilliard, FL, 32046

$314,900

Nick Rosario - The Nick Rosario Team

Licensed Associate Real Estate Broker

William Raveis Real Estate

Phone: 917.564.2351

Nick.Rosario@raveis.com

Brian Shahwan

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 302.293.7433

Brian.Shahwan@raveis.com

NMLS Mortgage Loan Originator ID 2166562

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $251,920 $251,920 $251,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.156% 5.396%
Monthly Tax Payment $49 $49 $49
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,430 $1,509 $2,009
Total Monthly Payment $1,554 $1,633 $2,133

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.