|
One or more photo(s) has been virtually staged. Live the Good Life in this EXCLUSIVE 55+ GATED COMMUNITY of LAKE JAMES! Get ready to fall in love with this *NEW GIBSON IV* home with welcoming CRAFTSMAN STYLE inside and out. This ERNIE WHITE built home in the sought after 55+ gated community of LAKE JAMES in Lakeland has everything you could want in a NEW home. This 3 Bed, 2 Bath welcomes you with a BRICK PAVER DRIVEWAY and a covered FRONT PORCH to relax and meet your neighbors. Step through the front door to an open concept layout that is ideal for gatherings. The GREAT ROOM features WOOD PLANK tile, VAULTED ceilings, and includes generous space for furniture. The KITCHEN features WARM WOOD CABINETRY with complimenting QUARTZ countertops, and WHITE SUBWAY TILE backsplash. This space is made complete with CLOSET PANTRY, over-sized ISLAND with sink and dishwasher prep. STAINLESS STEEL appliances and plenty of cabinet and countertop space. The DINING space is located just off the kitchen and opens to the GREAT ROOM for ease of entertaining. A SPLIT FLOOR PLAN gives everyone their own space. The spacious PRIMARY suite easily fits a king-size bed and features an OVER-SIZED walk-in closet, WARM WOOD double vanities, QUARTZ countertops, and a luxurious walk-in shower. The TWO additional bedrooms are great for guests or flex space for office and hobbies. The guest bath also features BEAUTIFUL wood cabinets with QUARTZ countertops. Step out back to your own private oasis with a large SCREENED-IN, paver patio perfect for relaxing, reading, or grilling up something delicious on the extra paved BBQ area. All of this is located within this PREMIER community in Lakeland, mere miles from Interstate 4. Enjoy RESORT STYLE amenities including a clubhouse, heated community pool, fitness center, and scenic walking trails. A MONTHLY FEE covers essentials like LAWN MAINTENANCE, CABLE, & INTERNET (with NO CDD FEE), ensuring a carefree lifestyle. DISCOVER why so many people fall in love and are PROUD to call LAKE JAMES home. Make your appointment to see TODAY!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$495,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $396,720 | $396,720 | $396,720 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $76 | $76 | $76 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,376 | $2,475 | $3,268 |
| Total Monthly Payment | $2,527 | $2,626 | $3,419 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.