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Presented by
The Lucci Witte Team |
35 Smiling Fish, Palm Coast, FL, 32137 | $739,900
This is your chance to own a one of a kind custom Arthur Rutenberg home in beautiful Beach Haven. Nestled among the oaks on a shady corner lot with lush greenery and lake views it's no wonder they call this Smiling Fish Lane! Exuding southern charm with triple french doors welcoming you to the front of the home and an abundance of natural light to enjoy throughout your living space! Freshly painted interior 2024 & exterior 2025/2025. The owner's focus when building was quality of construction and with that in mind they chose Concrete block build and Simpson hold downs that are steel structural connectors that resist tension loads and forces imposed on walls and other framing elements. These connectors are secured with machine bolts/ screws to connect either wood or cold- formed metal studs to the foundation. You will also find hurricane impact windows throughout and 30 year shingles with roof tie downs in place. Quality and peace of mind by the Sea! Priceless! Storage space is well thought out with attic storage above the garage with pull down stairs. Come on inside and enjoy luxury vinyl planking throughout the main level flooring- these are water & scratch resistant with rigid core vinyl with pad and vapor barrier in place. All of your main living is on the first floor including your owner's retreat with french doors and lake & greenery views. Upstairs offers a lake view bedroom with balcony and Murphy bed leading to a Jack & Jill bath and an office or small bunk room. In your main living area you will enjoy the exterior vented cozy gas fireplace for those chilly north east Florida winter nights. Snuggle up by the fire and wind down after your evening meal which you will surely enjoy whipping up in the beautiful kitchen with open concept for entertaining. Invite your family over for a day at the beach and gather around the island to catch up on the good life! Stroll out back to the screened in lanai and extra added pavered patio. Take a stroll to the beach and meander to the community pool to enjoy time with neighbors! Island Life is calling and this gorgeous beachside bungalow is the perfect place along A1A to call home!
Features
- Amenities: Beach Access,Gated,Community Pool Unheated,Curbs,Sidewalk,Street Lights
- Bedrooms: 3
- Baths: 2 full / 1 half
- Lot Size: 75X120
- Style: 2 Story,Cottage
- Year Built: 2015
- Heating: Central,Electric,Heat Pump
- Cooling: Central,Electric
- Approx Sq. Feet: 2,024
- Acreage: 0.21
- Lot Size: 75X120
- Est. Taxes: $5,341
- HOA Fee: $1,516
- Lot Desc: East of A1A, Corner
- Water Front: Yes
- Boat Access: No
- Elem. School: Old Kings
- Middle School: Indian Trails
- High School: Matanzas
- MLS#: 254553
- Days on Market: 506 days
- Website: https://www.raveis.com
/prop/254553/35smilingfish_palmcoast_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
The Lucci Witte TeamSales Associates
978.273.0099
TheLucciWitteTeam@Raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Joanne O'KeefeVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 38342
978.314.1072
Joanne.OKeefe@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance
978-337-3053
Paul.Berrios@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
35 Smiling Fish, Palm Coast, FL, 32137
$739,900
The Lucci Witte Team
Sales Associates
William Raveis Real Estate
Phone: 978.273.0099
TheLucciWitteTeam@Raveis.com
Joanne O'Keefe
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 978.314.1072
Joanne.OKeefe@raveis.com
NMLS Mortgage Loan Originator ID 38342
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $591,920 | $591,920 | $591,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.648% |
| Monthly Tax Payment | $445 | $445 | $445 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,501 | $3,645 | $4,797 |
| Total Monthly Payment | $4,038 | $4,182 | $5,334 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388