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275 LOMA DR, Winter Haven, FL, 33881 | $475,000
Behind the gates of the desirable Hartridge Hills neighborhood lies this gorgeous POOL HOME offering 3 bedrooms PLUS AN OFFICE, and 3 full bathrooms. Hartridge Hills is a GATED COMMUNITY and has a COMMUNITY BOAT RAMP WITH LAKE HARTRIDGE ACCESS (Chain of Lakes)! Space is no problem here, over 3, 000 SQFT OF LIVING SPACE perfectly situated on a STUNNING DOUBLE LOT spanning HALF AN ACRE! HOA INCLUDES YARD CARE! The unique floorplan offers a 3rd bedroom that, with its en-suite bathroom and private entry, could make a great In-Law Suite. LOOKING FOR A WORKSHOP? THE 14X28 FOOT 3RD CAR GARAGE WITH A DEDICATED AC UNIT IS AS GOOD AS IT GETS! When you enter through the main entrance, you’re greeted by a formal living area, elegant formal dining room, and stunning views of your in-ground pool. Privately located in its own wing of the home, the primary suite has beautiful wood floors and a spacious bathroom, truly a great place to relax and unwind. The kitchen is to-die-for, boasting tons of counter and cabinet space, with lovely white cabinets, solid surface countertops, and stainless steel appliances – with its bright and airy feel, this kitchen is an enjoyable place to spend time! A pass-through window from the kitchen to the pool deck is an additional treat for those who like to entertain. The kitchen is open to a HUGE LIVING ROOM featuring beautiful wood floors as well as a breakfast nook with French doors that open to the pool deck. The expansive pool deck and gorgeous pool are perhaps the best feature of this home, with tons of covered area there is no better place to entertain on a sunny Florida summer day! This home is gorgeous, spacious, and unique … what more can you ask for? One HVAC REPLACED 2023! Schedule your private showing today!
Features
- Amenities: Gated
- Rooms: 6
- Bedrooms: 3
- Baths: 3 full
- Laundry: Laundry Room, Inside
- Style: Florida
- Year Built: 2002
- Garage: 3-car Driveway, Oversized
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 3,098
- Acreage: 0.51
- Est. Taxes: $8,365
- HOA Fee: $900 Quarterly
- Lot Desc: City Lot, Oversized Lot
- Elem. School: Walter Caldwell Elem
- Middle School: Westwood Middle
- High School: Winter Haven Senior
- Pool: In Ground
- Pet Policy: Yes
- Appliances: Microwave, Range, Refrigerator, Dishwasher
- MLS#: L4954964
- Days on Market: 113 days
- Website: https://www.raveis.com
/prop/L4954964/275lomadr_winterhaven_fl?source=qrflyer
Listing courtesy of WATSON REALTY CORP. Phone: 407-589-1600
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
275 LOMA DR, Winter Haven, FL, 33881
$475,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $380,000 | $380,000 | $380,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $697 | $697 | $697 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,158 | $2,276 | $3,030 |
| Total Monthly Payment | $2,930 | $3,048 | $3,802 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388