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One of a kind 5 bedroom home with a one bedroom efficiency apartment. This classic Montpelier home has been renovated from the studs out. You name it, it’s been updated–and in the right way. Insulation, windows, electric, plumbing. Bathrooms, kitchens, floors, roof, paint, furnace, and more! A large kitchen and a formal dining room (you don’t have to be formal) are on the first floor, along with a living room and a pellet stove. Four bedrooms upstairs, plus a full bathroom. Then, and you’re going to like this–the third floor is an entire primary bedroom floor. Spacious bedroom with its own bathroom. Give yourself a little space for when you want to be alone. For watching movies and writing poetry, that is. The apartment is a real gem. It’s not big, but it’s in good shape and it ALWAYS rents. Most recently it was getting $1100 a month. Or, if you want a first floor bedroom, it could easily be incorporated back into the main house. Driveway parking is behind the house, and works for 2-3 cars. Super convenient to downtown Montpelier’s stores, restaurants, and the schools. Lots of space means lots of options! One real estate website implies that this is in a flood hazard area. It is NOT in the 1% flood hazard zone. **See 3D tour**
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 12/7/2025Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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$469,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $375,200 | $375,200 | $375,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.304% | 5.648% |
| Monthly Tax Payment | $623 | $623 | $623 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,190 | $2,280 | $3,041 |
| Total Monthly Payment | $2,888 | $2,978 | $3,739 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.