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Charming Catskills Retreat in Smallwood Lake Community. Welcome to your peaceful getaway in the heart of the Catskills! This 2-bedroom, 1-bath home is nestled on a rare triple corner lot in the desirable Smallwood lake community, offering privacy, character, and access to an incredible array of amenities. Situated on a corner with road frontage on two sides, the property features a winding stone wall, a charming stone path to the entrance, and a peaceful setting perfect for full-time living or weekend escapes. The deck, patio, and a full-length sunroom provide multiple spots to relax or entertain outdoors. Inside, you’ll find warm wood floors throughout, exposed beam ceilings, original architectural details, and an open layout with a dining nook and a large living area. The expansive sunroom offers flexible space that could easily accommodate a third bedroom while still leaving room for lounging or enjoying morning coffee surrounded by nature. Additional features include a walk-out basement with washer/dryer hookup, a garage, and excellent privacy. The home combines rustic charm with practical living. As a resident of Smallwood, you’ll have the option to join the HOA and enjoy access to a non-motorized lake, two clubhouses, a heated pool, , tennis and pickleball courts. Non member residents can enjoy an outdoor circuit training area, dog park, kids' playground, a 100 acre hiking trail and mini waterfalls. Two restaurants round out this vibrant, close-knit community. Located just minutes from Bethel Woods Center for the Arts (site of the original Woodstock festival), Resorts World Catskills Casino, dining, shopping, and seasonal farmers markets.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$269,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $215,920 | $215,920 | $215,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.583% | 6.533% | 5.764% |
| Monthly Tax Payment | $236 | $236 | $236 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,277 | $1,347 | $1,763 |
| Total Monthly Payment | $1,588 | $1,658 | $2,074 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.