7355 138TH STREET, Seminole, FL, 33776 | $995,000

Under contract-accepting backup offers. Waterfront privacy sanctuary with sweeping bay views in the heart of Seminole! Nestled along the Intracoastal, this fully renovated 4-bedroom, 3-bath retreat with a flex room offers direct water access, your own private kayak launch, and unobstructed views of the bay—perfect for sunset paddles and morning coffee with a breeze.

Over $300, 000 in upgrades bring both beauty and peace of mind: new metal roof (2022), new HVAC (2022) impact windows and siding (2025), flat-top rooftop porch for panoramic vistas, and a brand-new composite front deck that warmly welcomes you home. Inside, you'll find luxury vinyl plank floors, new appliances, fresh paint inside and out (2025), and a spa-like primary suite with a rain shower and tranquil finishes.

A versatile flex room offers wraparound water views—ideal for an office, guest space, or art studio. The oversized 6-car carport and storage area accommodate all your toys and tools with ease.

Direct access to the bay right from your backyard.

Just minutes to Gulf beaches, parks, and restaurants, this property is a rare blend of coastal living and modern luxury—with no detail overlooked.

Features

  • Rooms: 7
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Lot Size: 82 x 118
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Year Built: 1982
  • Garage: Covered, Tandem, Under Building
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,252
  • Acreage: 0.55
  • Lot Size: 82 x 118
  • Est. Taxes: $3,980
  • Elem. School: Bauder Elementary-PN
  • Middle School: Seminole Middle-PN
  • High School: Seminole High-PN
  • Appliances: Dishwasher, Range, Refrigerator, Tankless Water Heater
  • MLS#: TB8413888
  • Days on Market: 170 days
  • Website: https://www.raveis.com
    /eprop/TB8413888/7355138thstreet_seminole_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/21/2026 10:36:22 PM)
Listing courtesy of REAVES REAL ESTATE PROFESSIONALS LLC   Phone: 813-200-0080

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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7355 138TH STREET, Seminole, FL, 33776

$995,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $796,000 $796,000 $796,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.750% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.117% 5.585% 5.806%
Monthly Tax Payment $332 $332 $332
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,457 $4,645 $6,557
Total Monthly Payment $4,881 $5,069 $6,981

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.