45 CALLE DEL SUR, Palm Coast, FL, 32137 | $4,300,000

Looking for an OCEAN FRONT, custom built luxury home with WATER views from every room? Then put this AMAZING property at the top of your list! Truly a rare find, 45 Calle Del Sur boasts views of the ATLANTIC OCEAN to the East, North & South, and LAKE SAN GABRIEL to the West. Offering 5 bedrooms, 5 and ½ baths with 6, 043 sf of living area. Located in the gated GOLFING community of Hammock Dunes. Hammock Dunes is a rare, One-Of-A-Kind community that is the gem of Florida’s east coast. The home offers a rare combination of luxury elegance with a causal, homey coastal vibe. The 2nd floor features a living room, kitchen, butler’s pantry, laundry & storage room. A powder room, elevator access and two on-suite guest bedrooms with custom closets and built-ins. One of the bedrooms has a private door out to a lanai that overlooks the Atlantic Ocean while the other bedroom has incredible views of lake San Gabriel. The living room has AMAZING views of the Atlantic Ocean with a linear fireplace & doors to the screened-in outdoor kitchen, open lanai with a generous seating area & fire pit. Just off the living room is a spacious gourmet kitchen, no doubt it is a chef’s dream! Complete with two Wolf ovens, a gas stove top, subzero refrigerator with drawers, freezer drawer, wine refrigerator, a convection microwave. There is tons of storage and counter space. It has a wonderful flow and offers ocean views to the north & east. It is perfect for family gatherings & entertaining. The Butler’s pantry is just off the kitchen & is a wonderful, multipurpose space that can be used for enjoying your morning coffee or to keep the messy dishes out of the main kitchen while you are enjoying family and friends. There is plenty of seating as well! You can cozy up to the main island or relax at the table which boasts oceans views & has access to the outdoor kitchen. The third floor offers two primary suites with spa like bathrooms, a family room, office, elevator access & an incredible 5th bedroom with four bunk beds & a private bathroom. The living room has beautiful ocean views & a private door to the third-floor lanai. It also features a coffee & wine bar so you can enjoy the morning sunrise with a hot cup of coffee, & a glass of wine at the end of a long day. The office has East & South views of the ocean, 2 closets & can be used as a 6th bedroom. It also has a private door to the lanai so you can unwind & enjoy the ocean breezes. One of the primary bedrooms has a spacious bathroom with a towel warmer, large shower with a rain & handheld shower heads. A large custom walk-in closet with built-ins, lots of natural light & amazing views of lake San Gabriel. The other primary bedroom offers both east and north ocean views, a custom walk-in closet with built ins, a spacious bathroom with a warming drawer, soaking tub & a large shower with a rain & handheld shower heads. The 5th bedroom is a fun space. There are 4 bunk beds, each with a private light and plug for the telephones, etc. A view of lake San Gabriel, three closets, a built-in area with drawers & a private bath! The 3, 150 sf climate-controlled garage can house up to 8 cars! It has two storage areas, a side door to the outside, handicap access to the elevator, and access to the house via stairs. No detail has been forgotten in this incredible home. There is an outdoor shower and private walkover. So what are you waiting for? Call and schedule a private showing today!

Features

  • Rooms: 10
  • Bedrooms: 5
  • Baths: 5 full / 1 half
  • Laundry: Inside
  • Year Built: 2018
  • Garage: 6-car Garage Door Opener, Golf Cart Parking, Oversized
  • Heating: Central
  • Cooling: Central Air, Zoned
  • Approx Sq. Feet: 6,042
  • Acreage: 0.33
  • Est. Taxes: $39,210
  • HOA Fee: $403 Monthly
  • View: Water
  • Elem. School: Old Kings Elementary
  • Middle School: Imagine Schools Town Center (K-8)
  • High School: Matanzas High
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Microwave, Refrigerator, Washer, Wine Refrigerator
  • MLS#: FC305137
  • Days on Market: 393 days
  • Website: https://www.raveis.com
    /eprop/FC305137/45calledelsur_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/6/2026 8:47:08 PM)
Listing courtesy of LPT Realty   Phone: 877-366-2213

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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45 CALLE DEL SUR, Palm Coast, FL, 32137

$4,300,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $3,440,000 $3,440,000 $3,440,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.154% 5.996% 5.932%
Monthly Tax Payment $3,268 $3,268 $3,268
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $19,532 $20,349 $28,566
Total Monthly Payment $22,925 $23,742 $31,959

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.