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Presented by
Kevin Austin |
11 Harding Lane, Roscoe, NY, 12776 | $699,000
Harding Lane Estates: A roaring 20’s estate in the heart of Roscoe, NY; this grand property is completely hidden, peaceful and private without the feeling of complete isolation. The setting is more like a story book than anything else. Pulling in the driveway you experience a true sense of arrival. Elegant landscaping and stone walkways and patios abound. Ancient cedar and walnut trees and pockets of perennial gardens around every turn. The interior is grand with a tasteful blend of old and new. The main living area is complete with a wood-burning fireplace for the cold winter evenings and a sunroom overlooks the grounds and invites simple peace and relaxation. The kitchen has a charming breakfast nook and opens right into the dining area with craftsmen style built-in cabinets. Upstairs are the living quarters with two guest bedrooms plus a master bed complete with an en suite bathroom. The third story has abundant storage with cedar closets and an inviting art studio, a truly great space to allow your creativity flow. This is a brilliant property that has been meticulously cared for over the years. There is a brand-new roof, municipal water and sewer and is ready for a new owner to simply move in. Walking distance to the school, downtown shops and even walking distance to the Beaverkill River. When combined with the sister property at 7 Harding Lane it makes a great family estate or caretaker quarters. Schedule your appointment today to see this magnificent opportunity for yourself.
Features
- Rooms: 12
- Bedrooms: 3
- Baths: 2 full / 1 half
- Style: Colonial
- Year Built: 1920
- Garage: 2-car
- Heating: Oil
- Cooling: None
- Basement: Full
- Approx Sq. Feet: 2,800
- Acreage: 0.58
- Est. Taxes: $7,825
- Elem. School: Rockland Elementary School
- Middle School: Rockland Middle/High School
- High School: Rockland Middle/High School
- School District: Rockland
- Appliances: Dishwasher, Gas Range, Refrigerator
- MLS#: 896924
- Days on Market: 207 days
- Website: https://www.raveis.com
/prop/896924/11hardinglane_roscoe_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Kevin AustinSales Associate
774.218.8461
Kevin.Austin@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank MerolaVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1020051
508.740.5922
Frank.Merola@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
11 Harding Lane, Roscoe, NY, 12776
$699,000
Kevin Austin
Sales Associate
William Raveis Real Estate
Phone: 774.218.8461
Kevin.Austin@raveis.com
Frank Merola
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.740.5922
Frank.Merola@raveis.com
NMLS Mortgage Loan Originator ID 1020051
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $559,200 | $559,200 | $559,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.292% | 5.628% |
| Monthly Tax Payment | $652 | $652 | $652 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,219 | $3,398 | $4,532 |
| Total Monthly Payment | $3,963 | $4,142 | $5,276 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535