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119 PALMETTO CIRCLE, Port Charlotte, FL, 33952 | $269,000
Price Reduced – Waterfront Fishing Opportunity with Dock & Boat Lift.
This solid block-construction waterfront home offers a rare opportunity for boaters and anglers seeking direct water access, private dockage, and quick Harbor access at an attractive price point. Featuring 3 bedrooms, 1 bathroom, and a carport, this property is designed for practical coastal living with a strong focus on boating and fishing functionality. Enjoy approximately 7 minutes by boat to Charlotte Harbor, passing under one bridge with approximately 10-foot clearance, making this an ideal setup for inshore and nearshore anglers. The property includes a Solid 75-foot concrete seawall, a 50-foot private dock, and a 7, 000 lb boat lift, providing excellent accommodations for fishing vessels and watercraft.
Inside, the home offers an open living layout that connects the kitchen and main living area—well suited for everyday living or hosting guests. The kitchen is equipped with Frigidaire appliances and ample storage. A flex room adds versatility and works well as a hobby space, tackle room, or additional storage. An 11x8 workshop under the carport provides a convenient area for boat gear, maintenance, or tools. Three bedrooms allow comfortable accommodations for family or visiting guests.
Outdoors, the fenced and landscaped backyard offers privacy and a relaxed waterfront setting. Paver walkways lead through mature tropical landscaping to the dock, creating a functional and enjoyable outdoor space ideal for fishing, relaxing by the water, or enjoying evening views. The waterfront area also offers space for fish cleaning and waterside entertaining.
Additional highlights include durable block construction, a newer roof, and a move-in-ready condition, making this property suitable as a primary residence, second home, or investment opportunity. With its combination of waterfront access, dock, boat lift, seawall, and proximity to Charlotte Harbor fishing grounds, this home presents strong value for boating and fishing enthusiasts.
Schedule your private showing to explore the potential of this waterfront property and experience the Florida fishing lifestyle firsthand.
Features
- Rooms: 10
- Bedrooms: 3
- Baths: 1 full
- Lot Size: 75 x 125
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Style: Florida, Ranch
- Year Built: 1958
- Garage: Driveway, Off Street
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,253
- Acreage: 0.22
- Lot Size: 75 x 125
- Est. Taxes: $4,474
- Lot Desc: FloodZone, In County, Landscaped
- View: Water
- Water Front: Yes
- Elem. School: Peace River Elementary
- Middle School: Port Charlotte Middle
- High School: Charlotte High
- Pet Policy: Yes
- Appliances: Dishwasher, Dryer, Exhaust Fan, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater, Washer
- MLS#: C7513065
- Days on Market: 287 days
- Website: https://www.raveis.com
/prop/C7513065/119palmettocircle_portcharlotte_fl?source=qrflyer
Listing courtesy of CHARLOTTE COUNTY PROPERTIES Phone: 941-655-8804
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
119 PALMETTO CIRCLE, Port Charlotte, FL, 33952
$269,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $215,200 | $215,200 | $215,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $373 | $373 | $373 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,289 | $1,343 | $1,773 |
| Total Monthly Payment | $1,737 | $1,791 | $2,221 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388