6428 SUNSET BAY CIRCLE, Apollo Beach, FL, 33572 | $499,000

6428 Sunset Bay Cir, Apollo Beach, FL 33572
3 Beds | 2. 5 Baths | 2, 350 Sq Ft | End-Unit Townhome with Water Views | 3-Car Tandem Garage | Turnkey- Furnished

Rare find! One of only four waterfront end units in the entire community, this home offers extra side windows that fill the space with natural light and capture expanded water views — including stunning sunsets from every angle.

Welcome to Sunset Bay, a private gated community where coastal comfort meets modern convenience. This spacious canal-front townhome offers 3 bedrooms, 2. 5 bathrooms, and 2, 350 square feet of living space across three beautifully designed levels — complete with a private elevator and a rare 3-car tandem garage.

Enjoy peaceful views of the saltwater canal and pond from your canalside back patio or screened upper-level balcony, creating a perfect retreat just moments from Tampa Bay. Inside, you’ll find bamboo flooring, crown molding, and solid surface countertops, blending style and durability throughout.

The main level features an open-concept living and dining area, a well-appointed kitchen, laundry room, and a spacious primary suite with walk-in closet. Upstairs, two oversized guest rooms provides generous storage with walk-in or built-in closets.

Sunset Bay residents enjoy exclusive access to community amenities including a heated pool, dog park, fishing pier, and a shared dock with canal access to Tampa Bay. The HOA takes care of exterior maintenance, pest control, water, and more—offering a truly low-maintenance lifestyle.

Seller is willing to sell fully furnished, providing a turn-key opportunity for those seeking effortless waterfront living or a ready-to-go investment property.

Conveniently located near marinas, waterfront dining, and vibrant local attractions, this home combines luxury, function, and location—making it one of Apollo Beach’s hidden gems.

Features

  • Elevator: Y
  • Amenities: Maintenance, Pool
  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Closet
  • Style: Craftsman
  • Year Built: 2005
  • Garage: 3-car Driveway, Garage Door Opener, Golf Cart Garage, Guest, Off Street, Oversized, Split Garage, Tandem
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,488
  • Acreage: 0.05
  • Est. Taxes: $9,217
  • HOA Fee: $895 Monthly
  • Lot Desc: Corner Lot, In County, Landscaped, Near Marina, Sidewalk
  • View: Pool, Water
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8413269
  • Days on Market: 123 days
  • Website: https://www.raveis.com
    /prop/TB8413269/6428sunsetbaycircle_apollobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/13/2026 11:33:57 AM)
Listing courtesy of 27NORTH REALTY   Phone: 630-803-8506

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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6428 SUNSET BAY CIRCLE, Apollo Beach, FL, 33572

$499,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,200 $399,200 $399,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.322% 6.144% 5.415%
Monthly Tax Payment $768 $768 $768
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,298 $2,391 $3,183
Total Monthly Payment $3,141 $3,234 $4,026

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.