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Presented by
Mariana Freitas Novo |
Located just minutes from the vibrant villages of Woodstock and Kingston and surrounded by some of the best hiking in the Hudson Valley, this spacious Colonial offers incredible potential. The flexible layout features a large eat-in kitchen, separate dining area, cozy sitting area with a wood-burning fireplace, and an oversized family room. A full bathroom with both a soaking tub and separate shower, plus a laundry room, complete the main level. Off the back of the home, a deck overlooks the yard and backs up to NY State land, adding privacy and extra space for outdoor enjoyment. Upstairs, you'll find three generously sized bedrooms PLUS a bright office with built-in shelving and a large closet that could easily function as a fourth bedroom, along with a second full bath. The roof is less than a year old, providing peace of mind for years to come. Additional storage is available in the pull-down attic, outdoor shed, and fenced-in garden area is perfect for anyone dreaming of a backyard vegetable plot or a few chickens. Easy access to Saugerties, Kingston, and Woodstock, this property is a rare chance to invest in a well-loved home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$455,000
REALTOR
William Raveis Real Estate
Phone: 401.230.9503
Mariana.freitasnovo@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.625.5780
Brianna.Turgeon@raveis.com
NMLS Mortgage Loan Originator ID 2104486
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $364,000 | $364,000 | $364,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.304% | 5.648% |
| Monthly Tax Payment | $421 | $421 | $421 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,124 | $2,212 | $2,950 |
| Total Monthly Payment | $2,620 | $2,708 | $3,446 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.