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Presented by
Daysa Merolla |
Live life comfortably in THE Happiest Seaside town! This 5 bdrm/4bth home is located just a 1. 5 mile bike ride from the PRISTINE Amelia Island Beaches. With Tiled Floors, 8ft Doors, & SOARING 10 ft ceilings, this RELAXED and REFINED house lives large. The naturally lit, OPEN 1st floor feels calm and casual with COASTAL shades, French Doors, Sliding Glass Doors, & Shiplap Accents. An office/5th bdrm adjacent to a downstairs full bth provides space for GUESTS or makes REMOTE WORKING convenient. The Family Room features a Built-in Bookcase & Entertainment Center, while the kitchen provides ample QUARTZ Countertop space, Large Island, Spacious Cabinetry and GAS stove. Enjoy the light, bright Dining Room or the Cozy, Crowd-friendly FULLY fenced outdoor space with COVERED Back Porch & Sealed Pavered FIREPIT. The Primary Suite showcases Tray Ceiling, Tiled Floors, large Bathroom with DUAL sinks, Walk-in TILED shower, and closet organizers. Upstairs, in addition to 3 spacious bdrms and 2 additional bths, a BONUS room with French Doors provides a secondary family room space for Relaxing, featuring ACCESS to the 2nd story Balcony. Additional features include Tankless Hot Water Heater, Shark Garage Flooring, Garage Storage, Under-Stair Mud Room, Laundry Room Cabinetry, plus NEW Dishwasher and Garbage Disposal. Whether you want to Enjoy shopping and eating in HISTORIC downtown Fernandina, Daily BIKING to the BEACH with direct access on the RIVER TO SEA PATH, or the easy, quick commute to the Jacksonville Airport, this home makes LIFE on the ISLAND a BREEZE!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$799,990
Sales Associate
William Raveis Real Estate
Phone: 347.586.8111
Daysa.Merolla@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.952.8600
Joseph.Mollica@raveis.com
NMLS Mortgage Loan Originator ID 130058
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $639,992 | $639,992 | $639,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.583% | 6.533% | 5.764% |
| Monthly Tax Payment | $0 | $0 | $0 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,786 | $3,993 | $5,226 |
| Total Monthly Payment | $3,878 | $4,085 | $5,318 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.