2815 TURTLE SHORES Drive, Fernandina Beach, FL, 32034 | $799,990

Live life comfortably in THE Happiest Seaside town! This 5 bdrm/4bth home is located just a 1. 5 mile bike ride from the PRISTINE Amelia Island Beaches. With Tiled Floors, 8ft Doors, & SOARING 10 ft ceilings, this RELAXED and REFINED house lives large. The naturally lit, OPEN 1st floor feels calm and casual with COASTAL shades, French Doors, Sliding Glass Doors, & Shiplap Accents. An office/5th bdrm adjacent to a downstairs full bth provides space for GUESTS or makes REMOTE WORKING convenient. The Family Room features a Built-in Bookcase & Entertainment Center, while the kitchen provides ample QUARTZ Countertop space, Large Island, Spacious Cabinetry and GAS stove. Enjoy the light, bright Dining Room or the Cozy, Crowd-friendly FULLY fenced outdoor space with COVERED Back Porch & Sealed Pavered FIREPIT. The Primary Suite showcases Tray Ceiling, Tiled Floors, large Bathroom with DUAL sinks, Walk-in TILED shower, and closet organizers. Upstairs, in addition to 3 spacious bdrms and 2 additional bths, a BONUS room with French Doors provides a secondary family room space for Relaxing, featuring ACCESS to the 2nd story Balcony. Additional features include Tankless Hot Water Heater, Shark Garage Flooring, Garage Storage, Under-Stair Mud Room, Laundry Room Cabinetry, plus NEW Dishwasher and Garbage Disposal. Whether you want to Enjoy shopping and eating in HISTORIC downtown Fernandina, Daily BIKING to the BEACH with direct access on the RIVER TO SEA PATH, or the easy, quick commute to the Jacksonville Airport, this home makes LIFE on the ISLAND a BREEZE!

Features

  • Amenities: Other, ParkSidewalks, Curbs
  • Rooms: 8
  • Bedrooms: 5
  • Baths: 4 full
  • Laundry: Electric Dryer Hookup, Lower Level, Sink, Washer Hookup
  • Style: Other
  • Year Built: 2020
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 2,628
  • Acreage: 0.14
  • Est. Taxes: $0
  • HOA Fee: $550 Annually
  • Lot Desc: Sprinklers In Front, Sprinklers In Rear
  • Elem. School: Southside
  • Middle School: Fernandina Beach
  • High School: Fernandina Beach
  • Appliances: Dishwasher, Disposal, Electric Oven, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned
  • MLS#: 2101897
  • Days on Market: 131 days
  • Website: https://www.raveis.com
    /prop/2101897/2815turtleshoresdrive_fernandinabeach_fl?source=qrflyer
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Daysa MerollaSales Associate

347.586.8111

Daysa.Merolla@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Joseph MollicaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 130058

203.952.8600

Joseph.Mollica@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Alex FerroInsurance Sales Director, William Raveis Insurance

203.610.1536

Alex.Ferro@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2815 TURTLE SHORES Drive, Fernandina Beach, FL, 32034

$799,990

Daysa Merolla

Sales Associate

William Raveis Real Estate

Phone: 347.586.8111

Daysa.Merolla@raveis.com

Joseph Mollica

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.952.8600

Joseph.Mollica@raveis.com

NMLS Mortgage Loan Originator ID 130058

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $639,992 $639,992 $639,992
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.583% 6.533% 5.764%
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,786 $3,993 $5,226
Total Monthly Payment $3,878 $4,085 $5,318

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.