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Enjoy easy living in the comfort and convenience of everything on the first floor. Spacious ranch home set on a large property in the Village of Bayville. Experience the lifestyle on the North Shore of Long Island. Versatile layout of rooms includes formal dining room and fabulous den with fireplace and bedroom/office. True chef's kitchen has a 5' Viking commercial grade oven with 6 gas burners, griddle and oversized hood fan, side-by-side Viking refrigerator, Bosch dishwasher, Omega cabinetry and large centre island. Opens to the den and a wonderful separate Sun Room with tons of natural light and a phenomenal place to relax and take in the scenery. Total 4 bedrooms and 3. 5 baths. A large bonus basement recreation space features bedroom with full bathroom, arts and crafts room, office and more. Expansive property, very wide and deep, private. A beautiful wraparound trex deck leads you to the flat backyard and a fenced in heated swimming pool down below. Solar panel options make this an efficiently run home. Low taxes too. Large 2 car attached garage and driveway parking flows into the picturesque quiet neighborhood. Willow Ridge Association with $600/year HOA fee. Bayville residents enjoy access to local village beaches including the special Creek Beach just around the corner and Town of Oyster Bay beaches and parks nearby. Locust Valley School District. Move in soon.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,100,000 | $1,100,000 | $1,100,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.069% | 6.031% | 5.885% |
| Monthly Tax Payment | $1,348 | $1,348 | $1,348 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,074 | $6,507 | $9,061 |
| Total Monthly Payment | $7,547 | $7,980 | $10,534 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.