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Presented by
The Melissa McNamara Group |
2255 PHILIPPINE DRIVE, #9, Clearwater, FL, 33763 | $199,999
One or more photo(s) has been virtually staged. Welcome Home! This beautifully updated two-bedroom, two-bathroom FIRST FLOOR, end unit condo is located in the highly desirable 55+ gated community of On Top of the World. Situated in a pet-friendly building, this end unit offers extra windows that fill the home with natural light and provide lovely views of the surrounding green space. This condo has been thoughtfully cared for and updated throughout the years, including a complete kitchen remodel in 2024 with all new appliances, under counter lighting, new wood-look waterproof vinyl flooring, fresh interior paint, new ceiling fans, and a new water heater in 2025. The open floor plan creates a spacious and inviting atmosphere, perfect for relaxing or entertaining. The bright Florida room and rear patio—with epoxy flooring and a retractable awning—offer ideal spots to enjoy morning coffee or unwind in the evening.
True pride of ownership shines throughout this home, and some furnishings may remain for the new owner’s convenience. A designated parking space is located close by for easy access. Residents of On Top of the World enjoy resort-style amenities including two private golf courses (free for residents), pools, tennis and pickleball courts, fitness centers, social clubs, the Good Karma Café, and much more. Conveniently located near beautiful beaches, shopping, restaurants, and airports, this pet-friendly building offers the best of Florida’s active lifestyle.
Features
- Elevator: Y
- Heating: Central, Electric
- Cooling: Central Air
- Levels: 1
- Amenities: Clubhouse, Fitness Center, Gated, Golf Course, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s)
- Rooms: 4
- Bedrooms: 2
- Baths: 2 full
- Laundry: Inside, Laundry Closet
- Complex: ON TOP OF THE WORLD
- Year Built: 1984
- Approx Sq. Feet: 1,100
- Acreage: 3.5
- Est. Taxes: $2,712
- Condo Fee: $477 Monthly
- View: Garden, Trees/Woods
- Adult Communities: Yes
- Pet Policy: Breed Restrictions, Dogs OK
- Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer
- MLS#: TB8411616
- Days on Market: 229 days
- Website: https://www.raveis.com
/prop/TB8411616/2255philippinedrive_clearwater_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
The Melissa McNamara GroupSales Associates
781.470.9503
MMG@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Michael CartierVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1017266
508.335.8179
Michael.Cartier@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
2255 PHILIPPINE DRIVE, #9, Clearwater, FL, 33763
$199,999
The Melissa McNamara Group
Sales Associates
William Raveis Real Estate
Phone: 781.470.9503
MMG@raveis.com
Michael Cartier
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.335.8179
Michael.Cartier@raveis.com
NMLS Mortgage Loan Originator ID 1017266
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $159,999 | $159,999 | $159,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.533% | 5.794% |
| Monthly Tax Payment | $226 | $226 | $226 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $946 | $998 | $1,307 |
| Total Monthly Payment | $1,247 | $1,299 | $1,608 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388