2844 JACOB CROSSING LANE, Holiday, FL, 34691 | $259,500

Under contract-accepting backup offers. Home is NOT IN A FLOOD ZONE. NO FLOOD INSURANCE NEEDED! Tucked away in the heart of Holiday, this beautifully upgraded 3-bedroom, 2. 5-bath home offers both comfort and convenience in a golf cart–friendly community just minutes from everyday essentials. With no flood zone worries and sitting 12 feet above sea level, this property brings peace of mind along with modern living. The 1-car attached garage features a spacious layout and an epoxy-finished floor. Step inside and be welcomed by a smart, split-bedroom layout designed for privacy and functionality. The spacious eat-in kitchen is perfect for the home chef, featuring granite counters, a breakfast bar, a pantry, and sleek new appliances. The open-concept layout flows into the main living area—ideal for entertaining or quiet evenings at home. The oversized owner’s suite features a walk-in closet, double vanity, and walk-in shower—your personal retreat after a long day. You'll also love the convenience of the second-floor laundry room—no more hauling baskets up and down stairs! Head outdoors to your private sanctuary: a screened-in lanai opens to a fenced-in extended patio with low-maintenance Astro Turf, perfect for grilling, lounging, and letting your pets roam safely. Best of all, the private backyard backs to a serene nature preserve—no rear neighbors, just peaceful views! This community welcomes golf carts, making it easy to explore the area. Enjoy access to a dog park, recreation center, and local playground just a short walk away. Additional upgrades include heat/light-reducing window tint for energy efficiency and hurricane shutters to help lower insurance premiums. And with flexible lending options available—including low or zero out-of-pocket programs—moving in could be easier than you think. Contact us today to schedule your showing and start living the Florida lifestyle you've been dreaming of!**FREE 1/0 Rate Buy Down when using the seller's preferred lender!**

Features

  • Amenities: Playground
  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Upper Level
  • Year Built: 2020
  • Garage: 1-car Driveway, Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,444
  • Acreage: 0.04
  • Est. Taxes: $3,722
  • HOA Fee: $245 Monthly
  • Lot Desc: Conservation Area
  • View: Trees/Woods
  • Elem. School: Gulf Trace Elementary
  • Middle School: Paul R. Smith Middle-PO
  • High School: Anclote High-PO
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Ice Maker, Microwave, Refrigerator
  • MLS#: TB8412949
  • Days on Market: 251 days
  • Website: https://www.raveis.com
    /prop/TB8412949/2844jacobcrossinglane_holiday_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/24/2026 10:47:09 AM)
Listing courtesy of LPT REALTY LLC   Phone: 813-359-8990

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2844 JACOB CROSSING LANE, Holiday, FL, 34691

$259,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $207,600 $207,600 $207,600
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $310 $310 $310
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,278 $1,311 $1,724
Total Monthly Payment $1,663 $1,696 $2,109

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.