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BEAUTIFULLY UPDATED AND READY FOR IT'S NEW OWNERS! Located in the highly desired Bay Forest Community, this unit will appeal to the most discerning buyer. This home has a brand new air conditioner and all of the ductwork replaced. The kitchen has an oversized island with quartz countertops, upgraded backsplash, upgraded lighting and a wine cooler. Both bathrooms have been completely remodeled with beautiful coastal tile and vanities. The den offers added space for a home office or extra sleeping space for your guests. This home comes with a detached one-car garage and a common elevator. Enjoy all Bay Forest has to offer including a newly built boardwalk with an area to launch your kayak. Meet your friends at the clubhouse for an afternoon in the pool and spa or a game of pickleball, tennis, bocce or shuffleboard . There is also a well-equipped gym for fitness enthusiast. This community is great for full-time and part-time residents alike. If the beach is for you, then you will appreciate the short drive or bike ride to Delnor-Wiggins State Park to the south or Barefoot Beach to the north. Come see all this wonderful community has to offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$419,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $335,920 | $335,920 | $335,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.144% | 5.541% |
| Monthly Tax Payment | $172 | $172 | $172 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,881 | $2,012 | $2,700 |
| Total Monthly Payment | $2,128 | $2,259 | $2,947 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.