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Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Waterfront serenity meets resort-style living in this beautifully maintained Genova model, ideally located in Valencia Lakes, one of Tampa Bay’s most sought-after 55+ communities. Enjoy tranquil pond views from the oversized screened lanai—perfect for morning coffee, quiet afternoons, or sunset gatherings. Cared for by a diligent owner, this thoughtfully designed home offers 2 spacious bedrooms plus a dedicated office, providing flexibility for guests, hobbies, or working from home. Inside, the open floor plan is filled with natural light and enhanced by elegant details including crown molding, tray ceilings, and a seamless flow between the living, dining, and kitchen spaces, ideal for both everyday comfort and entertaining. With no carpet throughout, the home offers easy maintenance and clean, allergen-friendly living. The gourmet kitchen features abundant cabinetry, generous counter space, a large pantry, and an easy connection to the great room. The private primary suite is a peaceful retreat overlooking the water and includes a spa-style bath with dual vanities, a garden tub, a zero-entry shower, and a well-organized walk-in closet, perfect for easy, long-term living. Recently completed major investments add exceptional value and peace of mind, including a new HVAC system (2023) and Andersen hurricane-rated windows and sliding doors (2023–2024). The home is solid, clean, and move-in ready, with only a quick interior paint update if desired to bring it fully up to date, offering buyers an easy opportunity to add personal style. Valencia Lakes delivers a true resort lifestyle with a grand clubhouse, multiple pools, fitness center, tennis and pickleball courts, walking trails, and a full calendar of clubs and social activities, all conveniently located near shopping, dining, medical facilities, and with easy access to Tampa, Orlando, and Florida’s Gulf Coast beaches. Beautifully maintained, competitively priced and situated on a premium waterfront lot, this is Florida living at its finest.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$369,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $295,200 | $295,200 | $295,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $342 | $342 | $342 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,818 | $1,864 | $2,451 |
| Total Monthly Payment | $2,235 | $2,281 | $2,868 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.