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119 S SAINT THOMAS CIRCLE, Apollo Beach, FL, 33572 | $150,000
MUST SEE! ABSOLUTELY INCREDIBLE EVEN NEWER PRICE! This is your opportunity to own a beautiful retirement or seasonal home in Florida! Tastefully UPDATED, plus, the home was untouched by the recent hurricanes. Located in the 55+ waterfront community of Caribbean Isles Residential Cooperative in Apollo Beach, with NO LOT RENT, this home has a spacious split-bedroom layout, with both bedrooms offering ensuite bathrooms for added privacy. The kitchen includes new cabinets, stainless steel appliances, and a large island with counter seating, opening to the dining area. The living room features a vaulted ceiling and a decorative built-in FIREPLACE. High-end Luxury Vinyl Plank flooring runs throughout the home—NO CARPET. The fully enclosed Florida room includes its own AC unit, providing additional climate-controlled living space. Recent updates include fresh interior and exterior paint, a new roof-over with added insulation, and a water filtration system. The purchase includes a Share in the Cooperative, meaning NO LOT RENT, only a $242 monthly Maintenance Fee. Community amenities include a heated pool, clubhouse, game room, craft room, library, organized events throughout the year, on-site laundry, dog park, boat and kayak launch, and four miles of roads for walking, biking, or golf cart use. Professionally managed and well maintained, this is resort-style living at its best. The monthly maintenance fee covers all of this. Bring your boat or RV to store in the onsite storage lot for only $120 to $250 annually.
Features
- Amenities: Clubhouse, Fence Restrictions, Gated, Laundry, Optional Additional Fees, Park, Pool, Recreation Facilities, Shuffleboard Court, Wheelchair Access
- Rooms: 7
- Bedrooms: 2
- Baths: 2 full
- Laundry: Laundry Room, Outside
- Style: Florida
- Year Built: 1983
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,056
- Acreage: 0.14
- Est. Taxes: $972
- HOA Fee: $242 Monthly
- Lot Desc: In County, Landscaped, Level
- Adult Communities: Yes
- Pet Policy: Breed Restrictions, Number Limit, Size Limit, Yes
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Range Hood, Refrigerator, Washer
- MLS#: TB8411895
- Days on Market: 205 days
- Website: https://www.raveis.com
/prop/TB8411895/119ssaintthomascircle_apollobeach_fl?source=qrflyer
Listing courtesy of KELLER WILLIAMS SOUTH SHORE Phone: 813-641-8300
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
119 S SAINT THOMAS CIRCLE, Apollo Beach, FL, 33572
$150,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $120,000 | $120,000 | $120,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.520% | 5.880% |
| Monthly Tax Payment | $81 | $81 | $81 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $710 | $749 | $988 |
| Total Monthly Payment | $866 | $905 | $1,144 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388