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Under contract-accepting backup offers. Rare investment opportunity in unincorporated Clearwater, FL just minutes from the beach—offering endless potential as a business property, rental, or primary residence. Zoned C-2 (ROR) and situated on a quiet dead-end street, this versatile property features three separate structures: a charming 2-bedroom, 1-bath Florida bungalow, a 14x29 detached garage with washer and dryer hookups, and a 15x30 workshop/storage building with power, A/C, built-in shelving, and a concrete slab—perfect for tools, equipment, or inventory. Whether you're looking to run a salon, barbershop, esthetician studio, office, or short-term rentals or Airbnb (all uses to be verified with Pinellas County Zoning), this is a rare opportunity to live and work from the same location. Mature tropical landscaping surrounds the home and outbuildings, and there’s ample room to park any vehicles securely behind the six-foot privacy fence. An outdoor shower and spacious yard add even more convenience and charm. Located just 2 miles from downtown Clearwater, 1 mile from Morton Plant Hospital, and 2. 5 miles from Clearwater Beach, this property is surrounded by shopping, restaurants, parks, and entertainment with easy access to Largo, Dunedin, and St. Petersburg. If you’ve been looking to invest in yourself and take your career to the next level while enjoying the freedom of living where you work, this might be the perfect fit.
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Our Executive Mortgage Banker:
Our Insurance Division:
$225,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $180,000 | $180,000 | $180,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.304% | 5.648% |
| Monthly Tax Payment | $229 | $229 | $229 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,065 | $1,094 | $1,459 |
| Total Monthly Payment | $1,369 | $1,398 | $1,763 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.