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4459 Old Post Road, Charlestown, RI, 02813 | $1,250,000
Historic building for sale in TVD zone which allows commercial and residential use. Huge potential for development at "Cross Hall" prominently located in the center of town on large treed lot. This stone building has existed for nearly two centuries and has received great care over the years; most recently new roof, windows, siding and septic upgrade. It served as a storage for military equipment in 1863, a general store, post office, real estate office, gift and clothing store, apartment and recently as an art studio on the lower level. Upper levels were stripped to the outer stone wall and now offer a brand new luxury ONE bed apartment with master suite, stainless appliances in kitchen, living room, 2 bathrooms with showers and sweet loft multi-use space. . . remodeling of apartment is nearing finish. New insulation, sheetrock, tile bathrooms and heat pump make this a prideful cozy cottage for a discerning owner. Live upstairs and run your business downstairs. On ground level is newly remodeled commercial space with many usage options that can be rented immediately. Oil heat, hardwood floors and TVL in the rear. Two entry doors.
Features
- Amenities: Golf,Highway Access,Near Hospital,Near Schools,Pool,Recreation Area,Restaurant,Shopping,Tennis Court(s)
- Rooms: 8
- Bedrooms: 2
- Baths: 1 full / 1 half
- Style: Historic/Antique
- Year Built: 1855
- Garage: No Garage
- Heating: Baseboard,Electric,Forced Air,Heat Pump,Oil,Zoned
- Cooling: Central Air
- Basement: None
- Approx Sq. Feet: 2,345
- Acreage: 0.85
- Est. Taxes: $2,422
- Lot Desc: Corner Lot,Wooded
- Appliances: Oil Water Heater,Tankless Water Heater
- MLS#: 1389157
- Website: https://www.raveis.com
/eprop/1389157/4459oldpostroad_charlestown_ri?source=qrflyer
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William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4459 Old Post Road, Charlestown, RI, 02813
$1,250,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,000,000 | $1,000,000 | $1,000,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.214% | 6.361% | 6.203% |
| Monthly Tax Payment | $202 | $202 | $202 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,757 | $6,157 | $8,439 |
| Total Monthly Payment | $6,084 | $6,484 | $8,766 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB