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Under contract-accepting backup offers. Rare vacant lot opportunity in highly desirable Cedar Creek, a resident-owned 55+ co-op community in the heart of Dunedin. Previously improved with a double-wide manufactured home and carport, this lot presents a rare opportunity to install a new manufactured home in one of Dunedin's most desirable resident-owned communities, subject to community approval and permitting requirements. Whether you're looking for a seasonal retreat or full-time Florida residence, opportunities like this are becoming increasingly difficult to find in such a prime location. Perfectly positioned between the Dunedin Causeway and charming Downtown Dunedin, this community offers the best of Florida living. The Pinellas Trail is located right at the entrance, providing miles of scenic biking and walking paths. Residents also enjoy direct access to Cedar Creek, complete with a kayak launch leading to St. Joseph Sound, where you can enjoy kayaking, paddleboarding, fishing, wildlife viewing, and beautiful waterfront scenery. Just minutes away, you'll find Downtown Dunedin's popular restaurants, breweries, boutiques, festivals, and waterfront parks, along with the Dunedin Causeway and Honeymoon Island State Park, known for some of Florida's most beautiful beaches and spectacular sunsets. Don't miss this chance to build your new home in one of Pinellas County's most sought-after coastal communities.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$30,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $24,000 | $24,000 | $24,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.650% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $146 | $152 | $199 |
| Total Monthly Payment | $221 | $227 | $274 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.