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Attention Golfers, Sunseekers, Snowbirds. . . perfect opportunity to own a fantastic home on Florida's Gulf Coast. Conveniently located to Mainlands Unit 6 clubhouse & pool, this 2BR/2BA/2CG Gormay has quick access to community amenities and social events. A coastal flair showcases the exterior. The covered front porch provides a relaxing space to enjoy the Florida lifestyle. Main entry into living room features a warm hardwood landing. The open concept living area includes the Living, Dining & Florida rooms all surrounding the "Heart of the Home". . . the kitchen. Bedrooms & baths are located in hallway accessed from living room. Interior features in living area include the rich wood flooring, neutral carpeting, ceiling fans and updated light fixtures. The eat-in kitchen features large pantry area, stunning granite countertop, white cabinetry, white double stone sink, tall nickel faucet w/pulldown sprayer, white appliances (Whirlpool refrigerator/glass cooktop range, GE microwave hood/dishwasher), inset ceiling with amazing uplighting, ceiling fan and tile floor. Eat in dining area has direct access to laundry area, located in the garage, which offers a Whirlpool Washer/Dryer set. The Florida room has a wall of windows providing great natural light as well as an awesome view of the backyard, ceiling fan & pass thru window to kitchen. . . great for entertaining. Dining room connects living room, Florida room & Kitchen. Spacious Primary & Guest bedrooms each have large walk-in closets, ceiling fans, large windows & carpeting. Both bathrooms feature raised vanities with solid surface countertops, satin white vanities, tile flooring, light bars, newer commodes, vents, mirrored medicine chests & satin nickel faucets/shower heads. Primary ensuite bath offers a white walk-in shower w/glass doors & handheld shower heads. Guest bath has a white bathtub w/shower, white tile tub surround. Exterior features include a new cement driveway, covered front porch, gutters/downspouts, updated windows, French drain & tile roof (2003). In addition to the laundry area, the Garage features keyless entry, updated GE Electrical Panel, Carrier HVAC system (2015), State water heater, pull-down stairs, Chamberlain garage door motor (2025), work bench, extra storage cabinets & exterior side door. Unit 6 welcomes 2 pets! Monthly maintenance fee of $415 includes lawn care/irrigation maintenance, exterior painting/power washing, water/sewer/trash, internet/cable in addition to maintaining all community property (clubhouse, pool, roads, sidewalks, lakes)! Mainlands Unit #6 is in an active, 55+ community offering a clubhouse, heated in-ground pool, shuffleboard courts, public golf course & many other activities. A Tropical Paradise located in the "Heart of Tampa Bay" centrally situated between St. Petersburg, Clearwater & Tampa. Additional conveniences include nearby shopping, sporting/cultural venues, excellent medical/emergency care facilities, restaurants, banking, churches and easy access to beautiful Gulf coast beaches, interstate & two airports.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $300,000 | $300,000 | $300,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.156% | 5.415% |
| Monthly Tax Payment | $169 | $169 | $169 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,727 | $1,797 | $2,392 |
| Total Monthly Payment | $1,970 | $2,040 | $2,635 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.