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Presented by
Phillips Broom |
4026 OVERTURE CIRCLE, #487, Bradenton, FL, 34209 | $339,900
Large price adjustment. The seller is motivated and open to reasonable offers. This is a great opportunity to enjoy carefree Florida living in one of West Bradenton’s most sought-after communities!
Palma Sola Trace is a beautifully maintained, maintenance-free community in desirable West Bradenton with a short drive to the pristine Gulf beaches of Anna Maria Island!
3-bedroom, 2. 5-bath townhome-style condo is ideal as a primary residence or seasonal retreat. Lightly lived in and move-in ready, it features a newer A/C (2022), hurricane shutters, and a new roof installed in 2024. Best of all, no flood insurance required.
The main floor offers an open, bright layout with quartz countertops, 42” wood cabinetry, stainless steel appliances, a generous dining area, and an open great room leading to a screened lanai overlooking peaceful pond views. This the perfect place to relax. Upstairs, three well-sized bedrooms and two full baths provide flexibility and comfort for family, guests, or remote work space.
Features
- Heating: Central, Electric
- Cooling: Central Air
- Levels: 2
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full / 1 half
- Laundry: Laundry Closet, Upper Level
- Complex: PALMA SOLA TRACE CONDO OR2185/736
- Year Built: 2008
- Approx Sq. Feet: 1,520
- Acreage: 1.3
- Est. Taxes: $5,101
- Condo Fee: $1,360 Quarterly
- View: Water
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Washer
- MLS#: A4657490
- Days on Market: 88 days
- Website: https://www.raveis.com
/prop/A4657490/4026overturecircle_bradenton_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Phillips BroomSales Associates
561.662.5856
PhillipsBroom@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Joseph HartleyInsurance Sales Director, William Raveis Insurance
954.729.6530
Joseph.Hartley@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4026 OVERTURE CIRCLE, #487, Bradenton, FL, 34209
$339,900
Phillips Broom
Sales Associates
William Raveis Real Estate
Phone: 561.662.5856
PhillipsBroom@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $271,920 | $271,920 | $271,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.360% | 6.304% | 5.648% |
| Monthly Tax Payment | $425 | $425 | $425 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,544 | $1,652 | $2,204 |
| Total Monthly Payment | $2,044 | $2,152 | $2,704 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388