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58 Phillips Pl, Northampton, MA, 01060 | $1,275,000
Stately Victorian style 3 family home located within walking distance of city center. Building has undergone extensive renovations, including two new kitchens and baths. New kitchens feature new cabinets, granite counters and new stainless appliances. Interior has been totally re-painted, hard wood floors have been refinished. Building offers one, one bedroom apt. , one, two bedroom apt and a second floor apt, that has 5 rooms and has been used as a rooming house, with common bath and kitchen. All rooms in building are large with expansive newer vinyl replacement windows, with high ceilings and hardwood floors. All units feature separate gas heating systems and electrical. Building offers endless possibilities to be divided into condos, used as a rooming house or apts. Possibility of addition to structure. Plenty of off- street parking. Large corner lot with city water and sewer. Property is currently vacant due to extensive work completed. Ready for immediate occupancy.
Features
- Amenities: Public Transportation, Shopping, Park, Golf, Medical Facility, Laundromat, Bike Path, Conservation Area, Highway Access, House of Worship, Marina, Private School, Public School, T-Station, University
- Rooms: 15
- Bedrooms: 8
- Baths: 3 full / 1 half
- Units: 3
- Laundry: Washer & Dryer Hookup, Washer Hookup
- Year Built: 1900
- Basement: Full, Bulkhead, Concrete
- Approx Sq. Feet: 4,879
- Acreage: 0.25
- Est. Taxes: $8,790
- Lot Desc: Corner Lot, Level
- View: City View(s)
- Appliances: Range, Dishwasher, Disposal, Refrigerator, Microwave, Range Hood
- MLS#: 73410748
- Website: https://www.raveis.com
/prop/73410748/58phillipspl_northampton_ma?source=qrflyer
Listing by Michael P Mendyk courtesy of Michael Mendyk Real Estate
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance
978-337-3053
Paul.Berrios@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
58 Phillips Pl, Northampton, MA, 01060
$1,275,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,020,000 | $1,020,000 | $1,020,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.294% | 6.133% | 6.058% |
| Monthly Tax Payment | $733 | $733 | $733 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,632 | $6,115 | $8,539 |
| Total Monthly Payment | $6,489 | $6,972 | $9,396 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
MA Mortgage Lender and Mortgage Broker #MC2630