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Picture waking up every day to the gentle sound of waves or enjoying sunsets reflecting on the water’s surface. Charming 3-Bedroom Home on Lake Hartwell- Perfect Lake Retreat or Forever Home! Welcome to your lake escape! This cozy 3-bedroom, 2-bath home is full of charm and character, nestled on a deep water lot--in a desirable, quiet neighborhood. Whether you're looking for the perfect fishing cabin, weekend lake retreat, or a permanent home, this one checks all the boxes. Enjoy the warmth of the cozy stone fireplace with wood insert in the inviting living area and the comfort of hardwood floors throughout. There is a large screen porch and back deck--ideal for entertaining or relaxing after a day on the water. Recently updated and remodeled open floor plan with hardwood floors, honed marble kitchen counter tops and stainless appliances. The over-sized single car garage is perfect space for your lake toys and boat storage. The property also features a fenced yard, a single slip covered boat dock with new decking and new lift all on deep sailboat water with rip-rapped shoreline to control erosion giving you direct access to boating, jet skiing, paddleboarding, or fishing right from your backyard! Located just around the corner from the Saddler’s Creek boat ramp for easy lake access. Don't miss this rare opportunity to own a piece of lake life with the space, charm, and potential you've been searching for!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$785,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $628,000 | $628,000 | $628,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.292% | 5.628% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,566 | $3,816 | $5,090 |
| Total Monthly Payment | $3,658 | $3,908 | $5,182 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.