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197 Massachusetts Avenue, Congers, NY, 10920 | $889,900
Clarkstown, NY - HIDDEN TREASURE with BACKYARD PARADISE! Be sure to read all! Set back from the road on approx . 7 Acre, you won’t believe this discovery! Beautiful 2005 Custom Contemporary is the perfect blend of charm and excitement, inside and out! Completely deceiving in size from the front, you will be amazed with the approx 3500 sq ft of living space, which includes the finished walk-out basement; AND you will be amazed with the backyard splendor! Designed with entertaining in mind, the backyard features a beautiful pool with infinity-look and deck surround, expansive stone patio with fire pit, and a former batting cage area that’s an ideal spot for Bocce Ball, Basketball, Corn Hole or putting green! Further, the large shed at the back of the property isn’t just a shed! It’s a wonderful workshop that’s a contractor’s dream! Inside the house, you’ll find an open floor plan with spacious center island Kitchen, inviting Family Rm, fplc with full wall mantel and brick finishing, formal Dining Rm, Powder Rm, Laundry/Mud Rm, and sliders to the huge main deck on the main floor. The 2nd level houses the Primary Suite with WIC and spa bath with whirlpool tub, a dream shower with body sprays & more. Also enjoy relaxing with your favorite beverage on your personal covered deck. Two more bedrooms, a remodeled full bath, 2nd WIC and 2 attics complete the 2nd floor. Andersen windows, recessed lighting, and wood finishes throughout. As if this isn’t enough, head to the walk-out lower level for the 4th Bedroom, 3rd Full Bath and 2 bonus rooms, ideal for home offices, guests or extended family living. Step outside to the patio and join in the backyard fun! All this and more in a perfectly private setting backing Palisades Parkland in the endearing Hamlet of Congers, where there are many eateries, shops, festivals, fireworks & concerts. More to enjoy at Rockland Lake and Congers Lake Memorial Park, including walking paths, golf, pickleball, basketball, tennis, playground & activity center. Seasonal lake views, too! MUST SEE!
Features
- Rooms: 10
- Bedrooms: 4
- Baths: 3 full / 1 half
- Laundry: Laundry Room
- Style: Colonial
- Year Built: 2005
- Garage: 2-car
- Heating: Baseboard, Hot Water, Radiant Floor, Other
- Cooling: Central Air
- Basement: Finished, Walk-Out Access
- Approx Sq. Feet: 2,284
- Acreage: 0.7
- Est. Taxes: $19,293
- Lot Desc: Back Yard, Front Yard, Level, Near Public Transit, Near School, Near Shops, Private, Sloped, Sprinklers In Front, Views
- View: Lake, Mountain(s)
- Elem. School: Lakewood Elementary School
- Middle School: Felix Festa Achievement Middle Sch
- High School: Clarkstown North Senior High School
- School District: Clarkstown
- Pool: Pool Cover
- Appliances: Convection Oven, Dishwasher, Disposal, Dryer, ENERGY STAR Qualified Appliances, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Washer, Indirect Water Heater
- MLS#: 887033
- Days on Market: 60 days
- Website: https://www.raveis.com
/prop/887033/197massachusettsavenue_congers_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Ryan FortierInsurance Sales Director, William Raveis Insurance
516.739.7731
Ryan.Fortier@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
197 Massachusetts Avenue, Congers, NY, 10920
$889,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $711,920 | $711,920 | $711,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.125% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.246% | 6.110% | 5.952% |
| Monthly Tax Payment | $1,608 | $1,608 | $1,608 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,876 | $4,268 | $5,912 |
| Total Monthly Payment | $5,576 | $5,968 | $7,612 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535