Welcome to 56 South Street, built in 2006 a well-maintained two-family home located near the West Brighton neighborhood of Staten Island. This spacious property offers a versatile layout ideal for extended families, owner-occupants, investors or those looking for additional living flexibility. This home features a total of five above grade bedrooms with 2 additional generously sized rooms as well as extra finished space below grade and three full bathrooms. Each unit offering bright, open living areas and updated kitchens. Hardwood flooring, generous natural light, and thoughtful layouts create a warm and inviting atmosphere throughout. The finished basement includes 2 additional rooms and a full bath, and summer kitchen with the added benefit of a separate walk-out entrance. This bonus space offers a range of potential uses such as extended living, recreation, or workspace, all while enhancing the functionality of the home. Outside, the property includes a detached garage and private driveway, providing convenient off-street parking and extra storage space. Built in 2006, this home blends modern construction with classic charm. Situated just minutes from shopping, public transportation, local parks, and the Staten Island Ferry, 56 South Street offers suburban comfort with excellent city access. Don’t miss the opportunity to explore all the possibilities this exceptional property has to offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$779,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $623,999 | $623,999 | $623,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.307% | 6.419% | 5.668% |
| Monthly Tax Payment | $497 | $497 | $497 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,641 | $3,842 | $5,057 |
| Total Monthly Payment | $4,230 | $4,431 | $5,646 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.