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Single-Family Home | 4 Beds | 2 Baths | 1, 401 Sq. Ft. | Garage + Yard Welcome to this charming and versatile single-family home nestled in the heart of Astoria, located at 20-09 42nd Street. With 1, 401 square feet of thoughtfully laid out living space across two levels, this property offers a unique blend of comfort, space, and opportunity. Upper Level The first floor features a spacious living room, a full bathroom, and four bedrooms, including a generous primary bedroom. The two smaller bedrooms offer the flexibility to convert one into a kitchen, as a gas line is still in place, presenting a great opportunity for multi-generational living or rental potential. Lower Level The lower level includes a fully equipped eat-in kitchen, a large dining area, and a full bathroom. There’s also an additional sitting room, ample storage space, and direct access to the backyard, perfect for entertaining or relaxing outdoors. The home also includes a private 1-car garage for added convenience. Additional Highlights: -Flexible layout with conversion potential -Tons of storage throughout -Access to backyard and garage -Quiet, tree-lined block close to public transportation, shopping, and restaurants This home has great bones and is perfect for a buyer looking to customize or invest in one of Astoria’s most desirable neighborhoods.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,150,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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| Loan Amount | $920,000 | $920,000 | $920,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.294% | 6.110% | 5.952% |
| Monthly Tax Payment | $456 | $456 | $456 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,080 | $5,516 | $7,640 |
| Total Monthly Payment | $5,661 | $6,097 | $8,221 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.