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5511 SALEM SQUARE DRIVE N, Palm Harbor, FL, 34685 | $349,900
Under contract-accepting backup offers. Villa in Highly Desirable Salem Square, Palm Harbor.
Welcome to maintenance-free living in Salem Square, a gated community, located in the heart of Ridgemoor in Palm Harbor. This spacious 3-bedroom, 2-bath villa offers a 2-car garage and a thoughtfully designed layout perfect for comfortable living and entertaining. Light and bright with an atrium that offers extra light in the unit with its split floor plan for privacy. Master bedroom features an ensuite bathroom and walk-in closet as well as access to the Florida room. The third bedroom does not have a closet, making it ideal as a guest room, office, or den—with the flexibility to add a closet if desired. The unit has a formal dining room as well as eat-in space in kitchen and inside laundry room. Enjoy the added bonus of an enclosed, air-conditioned Florida room (not included in the square footage) overlooking a tranquil pond—perfect for morning coffee, evening relaxation or entertaining. Other highlights include a newer HVAC (2022) and brand new water-heater (Nov 2025). You will be walking distance to the community pool and have access to Ridgemoor Park with basketball and tennis courts. This villa is located in a top-rated school district and NO flood insurance is required.
Community Highlights: Gated entry for added security, maintenance-free living (lawn care, exterior maintenance included), community pool and clubhouse and beautifully landscaped grounds. It is conveniently located near shopping, dining, beaches, and the Pinellas Trail. Just minutes to downtown Palm Harbor, Dunedin, and Honeymoon Island and an easy commute to Tampa International Airport.
Experience the perfect blend of privacy, low-maintenance living, and convenience. Schedule your showing today. All information and measurements deemed reliable; buyer to verify.
Features
- Rooms: 5
- Bedrooms: 3
- Baths: 2 full
- Laundry: Laundry Room
- Style: Traditional
- Year Built: 1989
- Garage: 2-car Garage Door Opener
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,659
- Acreage: 0.11
- Est. Taxes: $2,257
- HOA Fee: $460 Monthly
- View: Water
- Water Front: Yes
- Elem. School: Cypress Woods Elementary-PN
- Middle School: Carwise Middle-PN
- High School: East Lake High-PN
- Pet Policy: Number Limit, Size Limit, Yes
- Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- MLS#: TB8411139
- Days on Market: 283 days
- Website: https://www.raveis.com
/prop/TB8411139/5511salemsquaredriven_palmharbor_fl?source=qrflyer
Listing courtesy of FUTURE HOME REALTY INC Phone: 813-855-4982
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
5511 SALEM SQUARE DRIVE N, Palm Harbor, FL, 34685
$349,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $279,920 | $279,920 | $279,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $188 | $188 | $188 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,656 | $1,724 | $2,269 |
| Total Monthly Payment | $1,919 | $1,987 | $2,532 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388